Investment Options

To work out what investment option is most suitable for you, it is important to first determine what your risk profile is.

To determine your risk profile, click here.

Within NZRT you have two different types of investment options to choose from. You can select one of these investment types or a combination of both to meet your needs. For a brief fund description and investment summary sheet select the links below.

The two investment types are:

  1. Lifesteps Investment Programme
    This is a single investment option that changes your investment risk over time. It automatically reduces your investment risk as you get older, offering you greater stability in the years before retirement. It reduces the need for you to continually reassess your investment strategy over the long term.
     
  2. Other investment options
    The NZRT also has a range of investment funds you can choose from. These funds have different levels of investment risk:
    • Conservative
         AMP Capital Assured Fund
    •    AMP Cash Fund
    • Moderately Conservative
         AMP Capital Stable Fund
    • Balanced
         AMP Balanced Fund
         ASB Balanced Fund
         Tyndall Balanced Fund (previously BT Balanced Fund)
    •    ING Balanced Fund
         TOWER Balanced Fund
    • Aggressive
         AMP High Equity Fund

      Click here to view the Fund Descriptors.