What is your investment risk profile?

Are my retirement savings on track?

• Notes and assumptions

  All information you enter here will be protected by AMP's comprehensive privacy and security policies, and will not be saved or recorded.

  All information you enter here will be protected by AMP's comprehensive privacy and security policies, and will not be saved or recorded.

  No allowance for fees or taxation is made in this calculation.

  No allowance for other forms of retirement income is made in this calculation.

  This calculation assumes the annual rate of return on savings remains constant throughout.

  This calculation assumes the annual rate of increase of contributions to cover inflation remains constant throughout.

  This calculation assumes that yearly retirement income is paid in arrears.

• Disclaimer

  This calculator is intended to provide an indication only and AMP attaches no guarantees to the results. It is not intended as a substitute for professional retirement planning advice.

  By specifying maximum and minimum interest and inflation rate parameters, AMP is making no prediction or approximation of actual or potential rates of interest or inflation.

  Actual interest rates may differ from the rates you enter into this calculator.

  AMP is not liable for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with access to or use of this calculator.

  Other than is required under consumer protection law, AMP will in no way be liable for any loss or damage resulting from reliance on information obtained or outcomes resulting from this calculator.

  Professional financial advice should be sought for the purposes of planning and implementing personal retirement savings schemes.

How long will my retirement savings last?

• Notes and assumptions

  All information you enter here will be protected by AMP's comprehensive privacy and security policies, and will not be saved or recorded.

  No allowance for fees or taxation is made in this calculation.

  This calculation assumes the annual rate of return on savings remains constant throughout.

  This calculation assumes the annual rate of increase of income to cover inflation remains constant throughout.

  This calculation assumes that yearly retirement income is paid in arrears.

• Disclaimer

  This calculator is intended to provide an indication only. AMP attaches no guarantees to the result. It is not intended as a substitute for professional retirement planning advice.

  By specifying maximum and minimum return and inflation rate adjustment parameters AMP is making no prediction or approximation of actual or potential rates of return or inflation.

  Actual return on your retirement savings may differ from the amounts shown in the calculator.

  AMP is not liable for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with access to or use of this calculator.

  Other than is required under consumer protection law, AMP will in no way be liable for any loss or damage resulting from reliance on information obtained or outcomes resulting from this calculator.

  Professional financial advice should be sought for the purposes of planning and implementing personal retirement savings schemes.

How much can I borrow to buy a house?

• Assumptions and conditions

  The above calculations for home loan repayments are an estimate only and assume that the interest rates do not change during the term of the loan. The home loan repayment amount is intended to provide you with a guide of what your home loan repayments may be, based on the total amount borrowed, the term of the loan, the interest rate, and the frequency of repayments. It does not allow for subsequent changes to interest rates, repayments or repayment holidays, which may extend or reduce the term of the loan, and the total balance paid.
  For fixed rate home loans, some lenders charge a penalty for additional or lump sum repayments over a certain percentage of the loan balance. We recommend you check your lender's terms and conditions.

• Disclaimer

  The information is intended to provide you with a guide of how much you home loan repayments may be. It does not constitute an offer of finance from AMP for a home loan and AMP attaches no guarantee to the result.
  By specifying maximum and minimum interest rate parameters, AMP is making no prediction or approximation of actual or potential rates of interest. AMP is not liable for any loss or damages resulting from or arising out of your access to or use of this calculator, or your reliance on any information obtained from this calculator.
  All information you provide when using this calculator is protected by AMP's comprehensive privacy and security policies and will not be distributed, saved or recorded.
  This calculator should not be your only source of information when you are making financial decisions. Before taking out a home loan, we recommend you seek professional advice to ensure you choose the right home loan and structure for you.

What will my home loan repayments be?

• Assumptions and conditions

  The above calculations for home loan repayments are an estimate only and assume that the interest rates do not change during the term of the loan. The home loan repayment amount is intended to provide you with a guide of what your home loan repayments may be, based on the total amount borrowed, the term of the loan, the interest rate, and the frequency of repayments. It does not allow for subsequent changes to interest rates, repayments or repayment holidays, which may extend or reduce the term of the loan, and the total balance paid.
  For fixed rate home loans, some lenders charge a penalty for additional or lump sum repayments over a certain percentage of the loan balance. We recommend you check your lender's terms and conditions.

• Disclaimer

  The information is intended to provide you with a guide of how much you home loan repayments may be. It does not constitute an offer of finance from AMP for a home loan and AMP attaches no guarantee to the result.
  By specifying maximum and minimum interest rate parameters, AMP is making no prediction or approximation of actual or potential rates of interest. AMP is not liable for any loss or damages resulting from or arising out of your access to or use of this calculator, or your reliance on any information obtained from this calculator.
  All information you provide when using this calculator is protected by AMP's comprehensive privacy and security policies and will not be distributed, saved or recorded.
  This calculator should not be your only source of information when you are making financial decisions. Before taking out a home loan, we recommend you seek professional advice to ensure you choose the right home loan and structure for you.

How much life insurance do I need?

• Assumptions and conditions

  The above calculations for home loan repayments are an estimate only and assume that the interest rates do not change during the term of the loan. The home loan repayment amount is intended to provide you with a guide of what your home loan repayments may be, based on the total amount borrowed, the term of the loan, the interest rate, and the frequency of repayments. It does not allow for subsequent changes to interest rates, repayments or repayment holidays, which may extend or reduce the term of the loan, and the total balance paid.
  For fixed rate home loans, some lenders charge a penalty for additional or lump sum repayments over a certain percentage of the loan balance. We recommend you check your lender's terms and conditions.

• Disclaimer

  The information is intended to provide you with a guide of how much you home loan repayments may be. It does not constitute an offer of finance from AMP for a home loan and AMP attaches no guarantee to the result.
  By specifying maximum and minimum interest rate parameters, AMP is making no prediction or approximation of actual or potential rates of interest. AMP is not liable for any loss or damages resulting from or arising out of your access to or use of this calculator, or your reliance on any information obtained from this calculator.
  All information you provide when using this calculator is protected by AMP's comprehensive privacy and security policies and will not be distributed, saved or recorded.
  This calculator should not be your only source of information when you are making financial decisions. Before taking out a home loan, we recommend you seek professional advice to ensure you choose the right home loan and structure for you.

Calculation of the risk associated with the death of a key person

• Notes and assumptions

  All information you enter here will be protected by AMP's comprehensive privacy and security policies, and will not be saved or recorded.

  All information you enter here will be protected by AMP's comprehensive privacy and security policies, and will not be saved or recorded.

  No allowance for fees or taxation is made in this calculation.

  No allowance for other forms of retirement income is made in this calculation.

  This calculation assumes the annual rate of return on savings remains constant throughout.

  This calculation assumes the annual rate of increase of contributions to cover inflation remains constant throughout.

  This calculation assumes that yearly retirement income is paid in arrears.

• Disclaimer

  This calculator is intended to provide an indication only and AMP attaches no guarantees to the results. It is not intended as a substitute for professional retirement planning advice.

  By specifying maximum and minimum interest and inflation rate parameters, AMP is making no prediction or approximation of actual or potential rates of interest or inflation.

  Actual interest rates may differ from the rates you enter into this calculator.

  AMP is not liable for any direct, indirect, incidental, consequential or special damages arising out of or in any way connected with access to or use of this calculator.

  Other than is required under consumer protection law, AMP will in no way be liable for any loss or damage resulting from reliance on information obtained or outcomes resulting from this calculator.

  Professional financial advice should be sought for the purposes of planning and implementing personal retirement savings schemes.

Life insurance quote

• Assumptions and conditions

  The above calculations for home loan repayments are an estimate only and assume that the interest rates do not change during the term of the loan. The home loan repayment amount is intended to provide you with a guide of what your home loan repayments may be, based on the total amount borrowed, the term of the loan, the interest rate, and the frequency of repayments. It does not allow for subsequent changes to interest rates, repayments or repayment holidays, which may extend or reduce the term of the loan, and the total balance paid.
  For fixed rate home loans, some lenders charge a penalty for additional or lump sum repayments over a certain percentage of the loan balance. We recommend you check your lender's terms and conditions.

• Disclaimer

  The information is intended to provide you with a guide of how much you home loan repayments may be. It does not constitute an offer of finance from AMP for a home loan and AMP attaches no guarantee to the result.
  By specifying maximum and minimum interest rate parameters, AMP is making no prediction or approximation of actual or potential rates of interest. AMP is not liable for any loss or damages resulting from or arising out of your access to or use of this calculator, or your reliance on any information obtained from this calculator.
  All information you provide when using this calculator is protected by AMP's comprehensive privacy and security policies and will not be distributed, saved or recorded.
  This calculator should not be your only source of information when you are making financial decisions. Before taking out a home loan, we recommend you seek professional advice to ensure you choose the right home loan and structure for you.