At this stage of life you may be enjoying greater financial freedom - the mortgage paid off and the kids have left home. If so, your disposable income is probably higher and you can now focus on enjoying life, investing and retirement planning.
But what if you're recovering from divorce? Scaling down your work hours? Or you've got 20 or 30-something kids still hanging on at home? This can mean money is not so plentiful, and retirement may feel a little too close for comfort. If that's the case, be assured that starting late is better than not starting at all!
Protecting your income
Earning more than ever before? Income Cover should be part of your financial plan.
Managing debt & budgeting
Still paying off a mortgage or rebuilding after divorce? Managing your debt will help you get ahead.
What government entitlements will you be eligible for, and what will you need to top them up?
Protecting your future
Poor health, major illness or disease, a partner's death or redundancy could cause serious financial difficulties.
When's the right time to retire?
Want to reduce your work hours or change jobs? What you need to consider to maintain your lifestyle.