Why are life insurance and other personal insurances so important?
You work hard all your life to achieve your goals. Whether it's buying a house, having a family or living the lifestyle you've always wanted. Life insurance is crucial to financially protect the people and the things you value most. If something should happen to you, your life insurance and other personal insurances can enable your family to continue on without the added stresses of financial hardship.
Features of life insurance
Life insurance can give you the financial protection you and your family need. In the event of your death, a lump sum is paid, so that your family can be protected financially.
You are also covered if you become terminally ill and are not expected to live for more than 12 months. Normally this won't cost you anything extra and it means you can cover expenses such as medical costs, childcare or even taking a holiday with your family.
AMP life insurance and personal insurance protection options
AMP has 2 insurance protection suites - AMP Lifetrack and AMP Risk Protection Plan. Both these suites offer a comprehensive range of insurance products that provide financial protection should you suffer illness, injury, lose the ability to work or die. These products include:
- life insurance;
- income insurance;
- trauma insurance;
- disability insurance; and
- business insurance.
To find out more about AMP life insurance and personal insurance products, talk to an Adviser in your area or call us directly on 0800 808 267. An Adviser can help you work out the most appropriate insurance for your individual needs and ensure you are properly financially covered should the unexpected happen.
Important note: This information provides a general summary of the key features of the products described and is subject to change without notice. Full details including Definitions, Exclusions, Terms and Conditions are set out in the Policy Document and Schedule, which is available on request. Applications for cover are subject to approval by AMP Underwriting.
This document contains information of a general nature only. If you would like advice that takes into account your particular financial situation or goals, please contact your Adviser.
A disclosure statement is available from your Adviser on request and free of charge.
The AMP group of companies operates in New Zealand through two life insurance companies - AMP Life Limited and The National Mutual Life Association of Australasia Limited. Risk Protection Plan products are issued by The National Mutual Life Association of Australasia Limited ABN 72 004 020 437 (Incorporated in Victoria, Australia) ("NMLA"). References to AMP in relation to Risk Protection Plan products are to NMLA. Lifetrack products are issued by AMP Life Limited ABN 84 079 300 379 (Incorporated in New South Wales, Australia) ("AMP Life"). References to AMP in relation to Lifetrack products are to AMP Life.