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AMP Investment Trust

A diverse range of investment options to help bring your goals to life

AMP Investment Trust has been designed to suit both first-time and experienced investors and is available to a range of different investors from individuals to estates, trusts and companies. It’s ideal for those who want an effective investment portfolio, but don’t want to be involved in day-to-day research, decision making and administration tasks.

This might suit you if…

  • you're saving for a specific goal, such as education, property, travel or retirement
  • you want an emergency fund
  • you’re heading towards financial independence and want a reliable source of income.

Here’s what you get:

  • A convenient way of creating and maintaining a diversified investment portfolio with access to a wide range of investments.
  • A customised strategy, developed under the guidance of a professional adviser with regular reviews.
  • Quarterly or six-monthly reports, annual tax statements and access to quarterly fund updates.

To invest
talk to your adviser or call us

0800 267 111

Monday to Friday
8:00am - 6:00pm

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Why AMP Investment Trust

Flexibility - You decide which funds you invest in and when to withdraw.

Access to a wide range of funds - Through AMP Investment Trust, your money is combined with other people's which opens the door to Fund Managers you may not be able to access as an individual investor.

A strategy and portfolio for each goal - You can set up separate investment accounts for each of your goals.

Peace of mind - Wide choice of fund types and proven Fund Managers with the reassurance of working with an experienced adviser.

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Steps to set up your portfolio

Fact gathering - Initial meeting with your adviser to discuss your goals and understand your financial circumstances.

Proposal - Second meeting. Presentation and discussion of the proposed investment strategy.

Plans become action - Establishing your investment account(s) and portfolio and opening a Cash Management Account (CMA).

Regular reporting - Quarterly or six-monthly investment reports, annual tax statements and access to quarterly fund updates.

Regular reviews - Annual meeting with your adviser to review your portfolio and goals.

Within AMP Investment Trust there is a range of funds you can choose from. Your choice of funds will be determined by your risk profile and the timeframes for your various goals.

Trust Fund Name

Risk Profile

Timeframe*

Diversified funds
Moderate Portfolio Moderate Medium
Balanced Portfolio Balnced Medium
Growth Portfolio Moderately Aggressive Medium-Long
Aggressive Portfolio Aggressive Long
Cash fund
NZ Cash Conservative Short
Fixed interest funds
Global Bonds - Multi Manager Conservative Short
NZ Bond Conservative Short
Fixed Interest Income Conservative Short
NZ Fixed Interest Conservative Short
Property and infrastructure funds
Global Infrastructure Aggressive Long
Global Property Aggressive Long
Share funds
Australasian Shares - Multi Manager Aggressive Long
Global Equities - Multi Manager Aggressive Long
Emerging Markets Aggressive Long

* The suggested investment timeframe periods are short term - 1 - 3 years, medium term - 4 - 7 years, long term - more than 7 years.

Are you the slow but steady type or do you have an appetite for ups and downs? Take a look at the descriptions below to see what best fits your profile or use our multiple choice tool to help you get started.

Risk profile Description
25% Growth 
(Conservative)
You’re a conservative investor. Risk must be very low and you are prepared to accept lower returns to protect capital. The negative effects of inflation will not concern you, provided your initial investment is protected.
40% Growth
 (Moderate)
You’re a moderate investor seeking better than basic returns, but risk must be low. Typically an investor seeking to protect the wealth that you have accumulated, you may be prepared to consider a lower proportion of growth assets.
60% Growth
(Balanced)  
You’re a balanced investor who wants a diversified portfolio to work towards medium to long-term financial goals. You require an investment strategy that will cope with the effects of inflation. Calculated risks will be acceptable to you to achieve good returns.
80% Growth
(Moderately Aggressive)  
You’re a moderately aggressive investor, probably earning sufficient income to invest most funds for capital growth. Prepared to accept higher volatility and moderate risks, your primary concern is to accumulate assets over the medium to long term. The assets you hold will be similar to a balanced portfolio but a higher proportion of aggressive assets will be included.
90% Growth
(Aggressive)
You’re an aggressive investor prepared to compromise portfolio balance to pursue potentially greater long-term returns. Your investment choices are diverse, but carry with them a higher level of risk. Security of capital is secondary to the potential for wealth accumulation.

Your investment in AMP Investment Trust is designed to be easy and flexible for you to manage. While minimum investment amounts do apply, you can invest lump sums and/or make regular investments through direct debits.

  • Regular contributions: Once you have made your initial lump sum investment, it’s easy to make regular payments by direct debit. To set up a direct debit, complete a direct debit authority form, which is available from your adviser, and then simply choose weekly, fortnightly, four-weekly, monthly or quarterly payments. Each payment should be at least $50*. Lesser amounts are possible at our discretion.
  • Lump sum contributions: You can make lump sum payments as often as you like. The initial investment must be at least $1,000* for each fund. Each additional lump sum payments must be a minimum of $250*. You can make lump sum payments by cheque, payable to 'The AMP Investment Suite Subscription Account'. You need to attach your cheque to the appropriate application form or additional deposit form, which is available from your adviser. Give the completed form and cheque to your adviser or send them to us.
  • Yearly increase facility: You can choose to use the yearly increase facility, which means your direct debit amount increases each year by either:
    • A percentage specified by you (minimum 5%), or
    • The annual inflation rate (official Consumer Price Index calculated by Statistics New Zealand)

We’ll increase your payments on the anniversary of your initial investment. You will receive five weeks’ notice of the increase and have the option to decline it.

* Advisers may apply higher minimums than shown above to their services. You can obtain further information about these from your adviser.

You can request a withdrawal anytime you like and you can set up a regular or one-off withdrawal at any time. The minimum lump sum amount you can withdraw from your investment is $500. Regular withdrawals of a minimum of $100 can be made monthly or quarterly. The minimum amount remaining in any fund after a withdrawal is $1,000. No fees are payable for withdrawals. When making a withdrawal, you’ll need to ensure your fund balance and the Cash Management Account (CMA) don’t fall below the minimums.

Your investment in any of the funds is flexible. You can invest additional amounts, change the amount and frequency of any regular investments or suspend them for a specified period of time. Switches between funds can also be made. There may also be times when we need to make changes to the funds and we will advise you of any such change.

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Important information

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AMP Wealth Management New Zealand Limited (AMP) is the issuer and manager of the AMP Investment Trust.

You can download a copy of the Product Disclosure Statement, visit www.business.govt.nz/disclose or obtain a copy by contacting your adviser or calling us on 0800 267 111.

While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your adviser, on request and free of charge.