Man in light purple shirt and grey tank top sitting at table with papers

Get advice about what to do next

Getting help when it comes to your business

The financial advice process

The first step towards getting the best advice is getting in contact with a financial Adviser.

Your financial Adviser will want to meet to discuss your current situation, and go through your personal and business goals and aspirations. This enables them to personalise the recommendations they provide to you, which comes in a document known as a Statement of Advice (SOA).

The SOA might suggest new products you could take up, or perhaps changes to make to existing products. The SOA your financial Adviser provides to you should only to be taken as a recommendation. It’s ultimately your decision whether or not you want to adopt any of the advice they’ve given you.

When you’ve reviewed the recommendations it’s a good idea to ask your Adviser any additional questions that you may have.

  • Do you feel that the advice has been carefully tailored using the information you provided?
  • Do you understand the advantages and disadvantages outlined in the advice?
  • Have alternatives been identified?
  • Has the Adviser taken your tolerance for risk into consideration?

If your Adviser has recommended any products they’ll provide you with documentation to help you understand how they work.

The documentation outlines the features and charges associated with the product and should be reviewed in detail. Only agree to take on the product if you fully understand its advantages and disadvantages.

Hand holding pohutukawa flower against sky

How can financial advice help your business?

We have Advisers specialised in business protection

Find an Adviser

Explore our range of business insurance

How do you manage your Adviser relationship?

Find out more
Sun shining on small white shrub flowers

Important information

Show more

The content on this website is for information only. The information is of a general nature and does not constitute financial advice or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your Adviser, on request and free of charge.