Lady with long brown hair staring into distance

Your business protection options

Keep your business safe and secure with comprehensive business insurance

Protecting Kiwi businesses

AMP Life is trusted to financially protect hundreds of Kiwi businesses. The reasons are simple:

  • We offer a comprehensive range of business financial protection products that enable you to put in place an easy to manage, flexible plan. It’ll help protect your business and will be tailored to your specific business needs.
  • We make it easy. Our dedicated claims team is on hand if you ever need us. 
  • We provide specialist advice through our nationwide network of Advisers. They can provide tailored advice on all of your business protection needs.

Types of business protection

Key person protection

Protect your business’ most important asset: your key people

  • Receive a monthly benefit up to an agreed amount (maximum $10,000) if you choose to take out key person protection and that key person is unable to work due to illness or injury
  • Receive a lump sum of an agreed amount if you choose to take Life, Trauma or Disability cover to protect a key person
  • Peace of mind that you are getting financial assistance to help your business through a difficult time

Shareholder protection

Safeguard your business against the loss of a shareholder

  • Get financial support for your business following the loss of a shareholder due to illness or injury, major trauma, disability or death

Debt protection

Make sure your business can continue to meet its debt repayments, following the loss of a business owner or key staff member

  • Get funding to help meet your business’ debt obligations following the loss of a business owner or key staff member due to disability, death or a specified major trauma

Business expenses cover

Maintain business as usual with financial help if the unexpected happens to you

  • Get financial support to help cover your business expenses such as business premises rent and utilities
  • Or get help to cover the cost of a temporary replacement for you in your business while you’re unable to work due to illness or injury
Large rock by grass on beach

We offer business protection options for businesses

Protect your biggest asset: your people

View product

How to make a business protection claim

Need insurance for your business?

Find out more
Round green plant leaves catching sun

Important information

Show more

This information provides a general summary of the key features of the products described and is subject to change without notice. Terms, conditions, criteria, definitions and exclusions apply as set out in the relevant policy document and schedule. In addition, waiting periods, qualifying periods, no claims periods, and/or survival periods may apply. Full details are set out in the policy document and schedule, which is available on request. Applications for cover are subject to approval by AMP Life Underwriting. 

The content on this website is for information only. The information is of a general nature and does not constitute financial advice or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your Adviser, on request and free of charge.