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Insurance for employees

A cost-effective benefit for your employees and their families

Take care of your people with a workplace insurance benefit option. An AMP Group Insurance policy can provide your employees with financial protection in case of the unexpected. In exchange, you can reap the rewards of productivity and loyalty from employees who feel valued.

This might suit you if you’re...

  • a small or large business looking for a flexible workplace insurance option for your employees
  • looking for an employee benefit which is easy to set up, run and communicate to your employees.

Here’s what you get:

  • Insurance cover for your people
  • Discounted prices and other benefits based on the number of people to be covered under the policy
  • Competitive premiums which may be guaranteed for up to three years1.

For enquiries about a new AMP Group Insurance policy

Talk to your Adviser
or call us on

0800 275 292
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How does Group Insurance benefit your business?

By looking after your people, you strengthen the relationship between employee and employer. Our Group Insurance offering can help you to:

  • Build a positive work culture - You demonstrate your commitment to employees’ emotional and financial wellbeing
  • Be competitive - You can boost your employees' remuneration package and compete with the benefits offered by other companies
  • Attract and retain talent - Investing in your people will help attract the best employees and provides the right conditions for increased productivity.

For large businesses we can work with you and your Adviser to put together a customised plan from a range of workplace options.

Life protection

Provides a lump sum benefit payable in the event of death or diagnosis of a ‘terminal illness‘ (as defined in the policy). This can be based on fixed amounts or multiples of salary.

Total and Permanent Disablement cover

You may be eligible to add accelerated TPD cover to the Life Protection cover. Your Adviser or our business development manager can discuss how this works with you.

Trauma protection

Provides a lump sum benefit payable if an employee suffers from one of 40 specified major illnesses, injuries or medical conditions (as defined in the policy). The policy also sets out the specific criteria required to be eligible for this benefit.

Income protection

Provides a regular monthly benefit if an employee is unable to work for an extended period of time due to an injury or sickness (as defined in the policy).

Discounted premiums

You may be eligible for a premium discount of 2.5% if you include more than one of our Workplace Protection products.

Automatic Acceptance Levels

Your employees can receive cover up to a certain level without having to provide health evidence (as long as eligibility criteria is met).

Continuation options

Employees who leave the Workplace Protection Plan may be able to continue with their cover on an individual basis (conditions apply).

To start the conversation on how to set up a plan which works for your business, get in contact with us.

We have a protection package designed to fit the needs of small New Zealand businesses. The AMP Workplace Protection Package is easy to put in place.

Your employees could benefit from the following features:

Life protection

Provides a lump sum benefit payable in the event of death or diagnosis of a ‘terminal illness' (as defined in the policy).

Trauma protection

Provides a lump sum benefit payable if an employee suffers for the first time one of 23 specified major illnesses, injuries or medical conditions (as defined in the policy). The policy also sets out the specific criteria required to be eligible for this benefit.

Income protection

Provides a regular monthly income (up to a set maximum) if an employee is unable to work for an extended period of time due to an injury or sickness (as defined in the policy).

Continuation options

Employees who leave the Workplace Protection Package may be able to continue with their cover on an individual basis (conditions apply).

No health evidence required

To be accepted for cover, employees won’t need to undergo a medical check or produce any evidence of their health if they meet the eligibility criteria.

For more detailed information on the features and benefits, download our product card.

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Get started

If you’d like to find out more about getting Group Insurance with us, you can either:

  1. Call us on 0800 275 292, or
  2. Contact your current AMP Adviser.

We will talk through your business needs to help you get the right type of cover at the right price.

Find an Adviser
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Important information

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1 Premium rates may change with immediate effect in some circumstances as outlined in the Policy Document. This document contains information of a general nature only. If you would like advice that takes into account your particular financial situation or goals, please contact your Adviser. Workplace Protection products are issued by AMP Life Limited ABN 84 079 300 379 (Incorporated in Australia) ("AMP Life").

This information provides a general summary of the key features of the products described and is subject to change without notice. Terms, conditions, criteria, definitions and exclusions apply as set out in the relevant policy document and schedule. In addition, waiting periods, qualifying periods, no claims periods, and/or survival periods may apply. Full details are set out in the policy document and schedule, which is available on request. Applications for cover are subject to approval by AMP Underwriting. 

While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your Adviser, on request and free of charge.