KiwiSaver is a work-based retirement savings initiative, set up by the government to help New Zealanders save towards their retirement.
As an employer you need to make KiwiSaver available to your employees, and meet a few other requirements.
The AMP KiwiSaver Scheme might suit you if…
- you’re looking for an award winning KiwiSaver scheme operated by an experienced investment team
- you want the ability to simplify KiwiSaver administration and support tasks
- you want to offer your staff access to advice and financial education in a way that works for your business.
Here’s what you get:
- Consistent, high level advice and support from one source.
- An AMP KiwiSaver Scheme information pack for each employee containing all they’ll need to know.
To be a part of the AMP KiwiSaver Scheme there are a few associated costs including:
- a member fee of $1.95 per month
- an administration fee and annual management fees (these vary depending on the fund you choose to invest in)
Find out more by downloading the AMP Kiwisaver Scheme Product Disclosure Statement and Fund Update Booklet.
An award-winning scheme
In 2019, the AMP KiwiSaver Scheme received a Gold Rating for being a 'good value for money' KiwiSaver scheme in the independent SuperRatings review.

Benefits for your employees
Aside from compulsory employer contributions, KiwiSaver offers your employees a number of other great benefits, such as:
- an annual Government contribution of 50 cents for every dollar they contribute, up to a maximum of $521.43 per year (if eligible)
- help with buying their first home
Additionally, the AMP KiwiSaver Scheme offers access to an easy-to-use-online portal, and a wide range of investment options to choose from, including the Lifesteps Investment Plan. Find out more about the benefits of joining KiwiSaver.
Here are some of the requirements you must fulfil as an employer under the KiwiSaver Act:
- If an employee is contributing to KiwiSaver, generally you also need to contribute a minimum of 3% of their gross salary or wages.
- Inland Revenue’s KiwiSaver information pack should be given to new employees who qualify, and existing employees who wish to opt in to KiwiSaver.
- You must send the names, addresses and IRD numbers of new employees to Inland Revenue.
- You’ll need to accept opt-out requests from employees, and notify Inland Revenue, and refund contributions to employees that haven’t been sent to Inland Revenue.
- You need to action any ‘savings suspension’ requests when notified by Inland Revenue.
- You are responsible for calculating and paying the required amount of Employer Superannuation Contribution Tax to Inland Revenue as part of your payday filing requirements.
For more information download the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet.
We have one of New Zealand’s largest, most experienced Adviser networks to help you offer your employees an attractive KiwiSaver scheme option. We’ve also been re-appointed as a default KiwiSaver provider by the Government.
The benefits you get from joining the AMP KiwiSaver Scheme include:
- your business has to deal with fewer sets of information, and questions about employees from different scheme providers.
- you and your employees will receive professional advice and support, and consistent information all coming from one source.
- you can order AMP KiwiSaver Scheme information packs for your employees online, which will cover all they need to know about the scheme.
The benefits your employees receive as members of the AMP KiwiSaver Scheme:
- access to a financial Adviser, allowing them to ask questions and get answers from professionals
- online access to their AMP KiwiSaver Scheme account through My AMP and My Amp App
- practical decision-making tools for employees
- financial planning seminars
- an 0800 support number.
There’s no ‘one size fits all’ when you’re saving for your retirement so the AMP KiwiSaver Scheme has a number of different funds to suit each employee’s goals and aspirations.
Our funds are invested by an experienced team of investment professionals (fund managers) who aim to make your employees’ hard-earned money work hard for them.
Your employees will have options when it comes to investing their savings:
- The Lifesteps Investment Programme – where savings are automatically invested in funds to match a member’s age, watch our Lifesteps video to find out more.
- Members can personally select which fund or funds to invest in depending on their savings goals, how comfortable they are with taking investment risks, and what stage of life they’re at.
- A mix of both Lifesteps as well as a fund choice of their own.
For more information download the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet.




Get started
To make AMP your workplace KiwiSaver provider, talk to your Adviser or call us on 0800 267 967.

See the types of employer benefits you could take up
Find out moreGive your employees peace of mind
Get group insurance
AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited (the 'Supervisor'). AMP Wealth Management New Zealand Limited is the Trustee of the New Zealand Retirement Trust (NZRT).
For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at companiesoffice.govt.nz/disclose.
Download a copy of the NZRT Product Disclosure Statement and NZRT Fund Update Booklet for more information.
SuperRatings does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria.
While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.
A disclosure statement is available from your Adviser, on request and free of charge.