2022 - the year you own your financial wellbeing


We all want to be better with our money, but it’s difficult to know where to start. Here’s one quick thing you can do each month to get on top of your finances.

January

Rest, relax and enjoy a classic Kiwi summer!

If you’re out in the sun, don’t forget to slip, slop, slap and wrap! And if you’re thinking of going on a road trip, don’t forget car insurance!

Choose the right kind of car insurance

February

It’s time to turn your dreams into reality!

Set yourself 1, 5 and 10-year goals. If you’re already working towards something, now’s a great time to review your progress.

Find out more about building a plan

March

It’s time to enjoy spending!

One of the secrets to really enjoying the things we buy is knowing we’ve got the important stuff covered, and that’s where a budget comes in handy.

Make a budget with BetterMoney

April

Thinking about getting on the property ladder?

If you've been a member of KiwiSaver for at least three years you may be able to use your savings to help you buy your first home.

AMP KiwiSaver Scheme members:
Using KiwiSaver for my first home

NZRT members:
Check your member booklet to see if your plan allows for a first home withdrawal, contact your Workplace Adviser to see if you qualify, or call us to discuss your options.

May

Are you in the right fund?

It’s important the fund you’re in matches your goals, which will likely change throughout your life.

AMP KiwiSaver Scheme members:
Learn which fund might be the best fit for you with our KiwiSaver fund quiz.

NZRT members:
Contact your Adviser to find out which fund(s) might be the best fit for you. If you don’t have an Adviser, give us a call and we can put you in touch with one.

June

Get a top up from the Government

For every dollar you put into your KiwiSaver account, the Government contributes 50 cents (up to $521.43 each year).

Find out if you're eligible for the Government contributions

July

Cover up over winter

It takes as little as 5 minutes to get cover for most of the things that mean a lot to you. Some examples include insurance for your home, contents, car, business and travel.

Find out what you can insure with AMP

August

Where are you headed?

If you want to get somewhere it’s important to define your destination.

AMP KiwiSaver Scheme members:
Find out how much money you can expect to have in your KiwiSaver come retirement, and how extra contributions could make a big difference to your financial future.

NZRT members:
Contributing is as easy as one, two…well that’s it, there are just two steps. Firstly, to see if your plan has this option, take a look at your member booklet. If you’d like to contribute, you can then set up a regular top up by filling in a direct debit form.

September

Budget review time!

It’s six months since you set your budget. How are you tracking against your goals?

Great work so far, but is there even more you can do?

If you need a little more help, check out our tips for creating a budget you can stick to.

October

Are you paying the right tax on your investments?

Another way to maximise your retirement savings is to make sure you’re on the right Prescribed Investor Rate (PIR).

This is important, so you don’t end up paying too much or too little tax on your investments.

November

Are you on track to achieve your retirement goals?

Take our financial fitness check to help you sort out all that complicated money stuff before the end of the year.

Its free and only takes 5 minutes!

Start your financial fitness check now.

December

Enjoy the festive season

You’re on the home stretch now!

Celebrate that you’ve made some great progress on your journey towards owning your financial wellbeing.

Important information

While care has been taken to ensure that the information in this communication is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

The information included in this communication is of a general nature and does not constitute financial or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. For financial advice, we recommend you contact your Adviser. If you don’t have an Adviser, contact us on 0800 267 5494 (KiwiSaver), 0800 800 267 (NZRT), 0800 267 005 (KiwiSaver and NZRT) and we can put you in touch with one.

AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme and New Zealand Retirement Trust (“NZRT”) (together “Schemes”). The Supervisor of the Schemes is The New Zealand Guardian Trust Company Limited. For a copy of the AMP KiwiSaver Scheme or NZRT Product Disclosure Statement and Fund Update Booklet, please visit amp.co.nz or contact Client Services on 0800 267 5494 (KiwiSaver), 0800 800 267 (NZRT), 0800 267 005 (KiwiSaver and NZRT) . For a copy of the member booklet that applies to your particular NZRT employer plan, please contact your employer or AMP.