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Get a financial plan together

Get where you want to go with a financial plan

The importance of a financial plan

Not having a financial plan is a bit like going on a road trip without a map – sooner or later you're going to get lost and forget where you're going. A financial plan is like a map that keeps you on track throughout your life. It can help you to build, manage and protect your wealth.
A financial plan can outline:

  • your financial position and goals
  • the strategies you’ll use to reach your goal
  • the risks and potential costs involved.

Putting together a financial plan can help you to:

  • identify your goals
  • make the most of your money
  • get on track – and stay on track – with your finances
  • protect your assets.

How to build your financial plan

Working with an Adviser is a great way to build your plan – they’ve got plenty of experience and expert advice – but you can also do it yourself. To build your plan, think about:

  • what’s important to you
  • what you want to do with your money
  • how much you need to get there.

Once you’ve worked out your goals and current financial situation, you can develop and implement a plan to help you reach your goals.

How an Adviser can help

If you work with an Adviser, they’ll help you to:

  • identify your financial goals and situation
  • review your current situation and explain the six building blocks of wealth (budgeting, investing, managing debt, retirement planning, and insurance)
  • develop a plan around these building blocks
  • implement your plan
  • adjust your plan as and when necessary.

Keep your plan updated as your life changes

As your life changes (such as an expanding family or retirement), so will your financial goals and circumstances. It’s important you update your plan regularly to reflect these changes. This will help make sure that your financial plan remains relevant to your current situation and goals.

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Important information

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The content on this website is for information only. The information is of a general nature and does not constitute financial advice or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your Adviser, on request and free of charge.