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Understand my current financial position

Get the retirement lifestyle you want

Start planning for tomorrow, today

Taking steps to understand your current financial position now will help you achieve the retirement lifestyle you’re after. Learn how to assess your current savings and work out how much you need to fund your retirement.

How are your savings adding up?

Your retirement savings - like those in KiwiSaver - are likely to be your biggest source of retirement income. So it’s important to understand how much you have currently, and how much you’ll have by the time you retire.

If you have an AMP KiwiSaver Scheme account, tracking your savings is simple. You can:

  • look at your most recent KiwiSaver statement
  • access your online account.

This also allows you to see how your money is being invested.

If you’re a member of the AMP KiwiSaver Scheme, log into your account to see how your savings are tracking.

Achieve your retirement financial goals

How much you need to retire depends on a number of factors, including:

  • when you plan to retire
  • how long you may live. 

You can visit Understanding my retirement options to learn more about calculating how much you need to retire.

How you can get there

An Adviser can guide you on a number of helpful ways to get you to your ideal retirement amount. Generally speaking, the earlier you can make the changes that suit you, the easier it’ll be. Some ways to boost your retirement income could include:

  • making additional retirement savings contributions
  • changing your investment mix
  • continuing to work (full or part time) after your normal retirement age.

Your health in retirement

When setting your retirement budget, think about how your health could affect your retirement income in the future. Healthcare costs can be expensive, especially as you get older, so budgeting for these additional costs can help to make your retirement funds last.

How an Adviser can help

It’s a good idea to talk to an Adviser about your personal needs. They’ll bring the right knowledge, expertise and guidance to help you plan for your retirement in the most effective and useful way. Your Adviser will be able to create a plan for you, tailored to your own needs.


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Find an Adviser for expert retirement planning help

Explore some investment options

Find out more

Find out more about the AMP KiwiSaver Scheme

Calculate how much you need to retire

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Important information

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AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.

For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at

The content provided is intended to be used as information only and does not constitute financial advice. Before acting on any of the results provided, we recommend that you seek advice which takes your individual circumstances into account.