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Your general insurance options

Explore our range of general insurance products

Why choose AMP for general insurance?

AMP has been providing New Zealanders personal financial protection for 160 years. Our advisers are located nationwide and will happily share their expertise and knowledge to identify the insurance that is right for you. We are proudly partnered with highly reputable underwriters and claims teams who provide exceptional service at a time when you need it most.

With AMP’s home, contents, car and boat insurances, you’ll also get access to HELP - a 24/7 emergency assistance services.

Types of cover

Home insurance

Get the right insurance for your biggest asset

  • Get cover for the costs to repair or rebuild your home up to the Sum Insured.
  • Benefit from SumExtra - which offers full replacement value if your house is destroyed by fire or other non-natural disasters (conditions apply).
  • Get additional cover for your rental property, including loss of rent up to $40,000.

Contents insurance

Getting the right cover for your things

  • Cover for most items for their replacement value regardless of age.
  • Benefit from cover without limits so you can apply it to items that you consider valuable.
  • Get automatic cover for your belongings while they are in temporary storage for a maximum of 90 days, up to $20,000.

Car insurance

Flexible cover to protect your car

  • Cover to repair or replace your car if it’s damaged or written off in an accident.
  • Get insurance in case of windscreen breakage with no excess and without loss of your no claims discount (where this is the only damage).
  • Benefit from cover for emergency costs following an accident.

Travel insurance

So you can relax and enjoy your trip

  • Choose from flexible cover options.
  • Offers a wide range of benefits.
  • Easy to buy online. 

Rural insurance

All about protecting your lifestyle block and farming business

  • Cover for most risks associated with your farm.
  • Offers insurance sections for your farm assets, home, contents, car and boat, as well as optional add-ons to suit.
  • Access to our wide adviser network for expert advice and guidance.

Boat insurance

Protecting your favourite pastime

  • Provides comprehensive insurance for your boat, yacht or jet-ski.
  • Get cover for emergency rescue or salvage costs where an accident is covered under your policy.
  • Get cover of up to $1 million for any legal liability for negligence causing accidental damage to property arising out of use of your boat anywhere in New Zealand.

The AMP KiwiSaver Scheme is award winning

How do claims work?

Find out more

Find out more about home insurance

Learn more about life insurance from AMP

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Important information

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1 Conditions apply

The above summarises some of the cover provided by AMP branded general insurance products. It is important to note that limits, excesses, terms, conditions and exclusions apply to the cover outlined. Please refer to the policy wordings for details of cover. The provision of cover is subject to the underwriting criteria that apply at the time.

AMP branded home, contents, car, boat and rural insurance policies are underwritten by Vero Insurance New Zealand Limited.

AMP travel insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Global Assistance.

AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.

For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at

While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your adviser, on request and free of charge.