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Boat insurance

Protecting your favourite pastime

When you're out riding the waves, or towing your boat to a favourite holiday spot, it's reassuring to know your much loved boat is protected.

We offer extensive boat insurance to cover loss or damage to your boat anywhere in New Zealand, on land or water. We will even cover some emergency and rescue costs if you're stranded at sea following an accident covered by the policy.

This might suit you if…

  • you want comprehensive insurance for your boat, yacht or jet-ski.

Here’s what you get:

  • cover for reasonable emergency costs towards rescue, removal or emergency repair
  • cover for your boat parts and accessories that are stored at home
  • cover for your legal liability for negligence that results in accidental damage to property arising out of the use of your boat.

Talk to your adviser
or call us on

0800 267 263

Monday to Friday
8:00am - 6:00pm

Save money with our discounts

If you have two or more insurance covers with us, such as contents or car insurance, you may qualify for a package discount. If you have another product with AMP you also get a loyalty discount.

Request a quote

How much you pay depends on:

  • type and condition of boat
  • the excess option you have selected.

You can get an individual quote from your adviser

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Help in case you change your boat

If you replace your boat:

  • we’ll insure the replacement or additional boat for its market value - this will be on the same terms that apply to the boat shown on the schedule
  • we’ll credit any unused premiums in case of total loss - if we insure your replacement boat following total loss, we’ll credit the unused premium towards insurance on the replacement.
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We don’t just think about the boat itself

We’ll also cover you for the following.

  • Recharge of extinguishers and replacement of flares - in the event of a claim we will pay up to $1,500 for the recharge of extinguishers and replacement of flares used in minimising loss.
  • Storage or repair - we’ll cover insured boat equipment and other property temporarily removed from your boat for the purpose of repair.

How the claims process works

  1. The claims team will discuss with you the event, the impact and in most cases let you know straight away whether you’re covered under your policy. Having your policy number, and as much detail of the claim (and if possible photographs) on hand when you call usually helps to speed things up. 
  2. The claims consultants will assess your claim and may even be able to approve the claim then and there. Otherwise they will get in contact with you to let you know the outcome, next steps or they might request some more information. 
  3. Once approved, we will look to put things right by either organising payment or working with suppliers to get you back to where you started.

Home, car, contents, boat, renovation and business claims

0508 806 244

Available 24hrs
7 days a week


Get started

For a quote or to find out more, you can:

  • call us on 0800 267 263
  • request a quote online
  • contact an AMP adviser.

Request a quote online
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Learn more about general insurance

Explore the types of general insurance AMP offers

Find out more

How does general insurance work?

We make the claims process easy

Find out more
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Important information

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The above summarises some of the cover provided by AMP's Home Plan policy. It is important to note that limits, excesses, terms, conditions and exclusions apply to the cover outlined. Please refer to the policy wording for details of cover. The provision of cover under the AMP Home Plan policy is subject to the underwriting criteria that apply at the time.

This AMP branded general insurance product is underwritten by Vero Insurance New Zealand Limited.

While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your adviser, on request and free of charge.