Contents insurance

Get the right cover for your things

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Whether you’re a uni student with a few gadgets or a family with heaps of stuff, we make it easy to choose the right kind of contents insurance, easy to get a quote and easy to buy.

Choose your contents cover


Bells and whistles Everyday Plus

Cover for accidental damage, theft and major events like an earthquake, storm, fire or flood, plus cover if you lose your stuff out and about.

Who is this good for?

People with family homes or with more expensive items or who want extra peace of mind.


The basics Everyday

Cover for theft and major events like an earthquake, storm, fire or flood.

Who is this good for?

People renting or just starting to collect a few precious things. Or people who are not concerned about accidental damage.

Accidental damage or loss Accidental damage or loss Cover for accidental loss or damage to your contents occurring anywhere in New Zealand. (Accidental damage at the home is optional)
Legal liability Legal liability Cover for your legal liability to pay for loss or damage to other people’s property. Up to $2,000,000 Up to $2,000,000
Temporary accommodation for tenants Temporary accommodation for tenants Cover for the reasonable temporary accommodation costs if you are a tenant at the insured address, while it is being rebuilt or repaired. Up to 10% of the Sum Insured for up to 12 months Up to 10% of the Sum Insured for up to 12 months
Paintings, pictures, art, sculptures, ornaments and art objects Up to $20,000 each item or set up to $80,000 total Up to $10,000 each item or set up to $50,000 total
Jewellery and watches Up to $2,500 per item or set up to $10,000 total Up to $1,000 per item or set up to a total of $4,000
Portable valuables Portable valuables Portable valuables are contents that are normally carried with you away from the insured address such as jewellery, handbags, wallets, mobile phones, laptops, tablets, sporting equipment and photography equipment. Optional
Home office equipment Up to $15,000 Up to $10,000
Want to read the fine print? Policy Document Policy Document
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Not quite what you’re looking for?

An adviser can talk you through our full suite of products and help tailor your insurance to meet your needs.

Already have an existing policy?

You can take a look at our policy documents here.
Already bought online but not paid? Make your payment now.

5 things to like about AMP contents insurance

Excess options to shrink your premium

You can reduce your premium by increasing your excess (the amount you pay for each event when you make a claim, we sort the rest).

24/7 Emergency assistance

With AMP contents insurance, you get access to a 24/7 emergency assistance call centre that helps you to solve problems on the spot.

The ability to set your own limits

You can increase the limits for your jewellery and watches, hand-woven rugs, and pictures and paintings to suit your needs.

Flexible payment options

You have the option to pay your premium fortnightly, monthly or yearly. Simply select the payment option that best suits you when you purchase your insurance online.

We make the claims process easy

We have an experienced claims team who will support you and keep you updated throughout the journey. Our aim is to make the claims process as easy and clear as possible.

Important information

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AMP Home, Contents, Car and Landlord insurance are issued and underwritten by Vero Insurance New Zealand Limited. The above is only a summary of some of the cover provided and is for information purposes only. It is important to note that limits, excesses, terms and conditions and exclusions apply to the cover outlined. Please refer to the policy document for details of the cover. The provision of cover is subject to the underwriting criteria that apply at the time.

A disclosure statement is available from your Adviser, on request and free of charge.