Young farmer with short brown hair outside his house

Rural insurance

All about protecting your farm property

AMP has a solution for nearly all your rural insurance needs.

Our Farm Plan rural insurance policy is designed for the unique yet varied insurance needs of farmers whether on a small or large commercial scale. After 160 years of working with New Zealand’s farming community, we know that you want insurance that’s dependable, yet flexible enough to meet the challenging demands of farming today.

Each section of our policy has extensive automatic benefits as well as optional benefits that can be specific to your farming needs, whatever you’re farming and on any scale. Our policy also includes protection for your home and vehicles, for work and personal use.

This might suit you if…

  • you own a farm or a farming operation and would like advice on how to adequately protect your farming as well as your personal assets
  • you own a lifestyle block or small farm and want insurance that can be tailor made to suit your needs
  • you’re looking for guidance and expertise from an experienced and knowledgeable rural adviser.

Here’s what you get:

  • Insurance that provides a range of covers for your farm assets, home, contents, car and boat and offers flexibility with optional add-ons to suit your specific needs.

Talk to your adviser
or call us on

0800 267 263

Monday to Friday
8:00am - 6:00pm

Save money with our discounts

If you have two or more insurance covers with us, such as contents or car insurance, you may qualify for a package discount. If you have another product with AMP you also get a loyalty discount.

Request a quote

How much you pay depends on:

  • the Sum Insured you select
  • the insurance options you have selected.

Find out how to get an individual premium quote

Field with woman riding horse in background

Cover if your machinery breaks down

With Farm Plan, farm machinery is covered for full replacement value if it’s less than five years old.

Benefits include:

  • costs to hire a replacement machine and ordinary freight costs
  • labour overtime costs to expedite repairs and express freight costs are covered. 

Cover for your livestock, farm dogs and horses

With AMP Farm Plan you can tailor your cover for the animals you own. There are options for pedigree animals, veterinary fees, theft, escape and many more.

Your rural adviser will be able to help you work out the best options for you.

Man running in field with trees behind

With Farm Plan you can make sure your farm assets are protected. These can include farm buildings, machinery, plant and tools, and animal feed (excluding growing crops).

Some farm assets are automatically covered and others are optional so you can tailor your insurance to suit your needs.

For personalised advice on the right rural insurance options for you find your nearest rural adviser.

Home insurance

Insure your farmhouse with AMP Farm Plan and get cover packed with great features. Our comprehensive home insurance option covers driveways, decks, garages and even swimming pools, up to the Sum Insured. You may also automatically qualify for our great SumExtra benefit.

Contents insurance

Farm Plan provides cover for your personal belongings giving the option of additional cover for when items are taken away from home.

Motor vehicle insurance

Farm Plan provides cover for both your farm and private use vehicles. You can insure your vehicles comprehensively or, for a reduced premium, you may choose Third Party or Third Party Fire and Theft cover.

Boat insurance

Farm Plan boat cover provides for repair or replacement of your boat, up to the Sum Insured you nominate.

Farm Plan provides you with farmer’s liability insurance. This means you might be covered for legal defence costs if anyone is injured or property is damaged, due to your farming operations. Cover includes these key legal liabilities for farmers:

  • accidental death or injury to an animal or bird, that doesn’t belong to you, from poisoning
  • damage to premises, vehicles or other property that you don’t own or rent, including livestock
  • land and water contamination.

How the claims process works

  1. The claims team will discuss with you the event, the impact and in most cases let you know straight away whether you’re covered under your policy. Having your policy number, and as much detail of the claim (and if possible photographs) on hand when you call usually helps to speed things up. 
  2. The claims consultants will assess your claim and may even be able to approve the claim then and there. Otherwise they will get in contact with you to let you know the outcome, next steps or they might request some more information. 
  3. Once approved, we will look to put things right by either organising payment or working with suppliers to get you back to where you started.

Home, car, contents, boat, renovation and business claims

0508 806 244

Available 24hrs
7 days a week

Get started

To get a tailored insurance policy for your lifestyle block, get in contact with an AMP adviser today.

Find an adviser
Boy running up to kick a rugby ball

Need insurance for your business?

See our range of personal insurance options

Find out more

See the types of employer benefits you could take up

Learn the basics of KiwiSaver

Find out more
Green treetops against bright blue sky

Important information

Show more

The above summarises some of the cover provided by AMP’s Farm Plan policy. It is important to note that limits, excesses, terms, conditions and exclusions apply to the cover outlines. Please refer to the policy wording for details of cover.

The provision of cover under the AMP Farm Plan policy is subject to the underwriting criteria that apply at the time.

This AMP branded general insurance product is underwritten by Vero Insurance New Zealand Limited. 

While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your adviser, on request and free of charge.