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Your employer retirement options

Manage your retirement options with AMP

You have two main options for managing your New Zealand Retirement Trust (NZRT) account:

  1. Use your My AMP account where you can generally:
    • update your personal contact details
    • keep track of your savings
    • change your investment options
    • access the latest investment information
    • view your account summary at a glance
    • check and update your Prescribed Investor Rate (PIR)
    • view past NZRT correspondence.
  2. You can contact us or your Adviser to:

    • update your personal contact or bank account details
    • withdraw your membership if you leave your employer
    • transfer to My Super.

Before you make decisions about changing investments talk to an Adviser, who can assist you to choose the investment option best suited to your individual needs and goals.


0800 800 267

Monday to Friday
8.00am - 6.00pm

NZRT offers a range of different funds to meet the needs of our members. They can be found in the NZRT Product Disclosure Statment and NZRT Fund Update Booklet.

Your employer plan will have a default fund, and there may be limitations on your fund choice. This is outlined in your ‘member booklet’, which your employer will provide.

You can generally choose your own fund, or split your investment between funds. Use the AMP Risk Profiler Tool to help you decide which fund or funds are right for you. You can switch your fund option by logging into My AMP.

If you’re saving with the NZRT through your employer's plan, check your ‘member booklet’ (ask your employer for a copy) to see what contributions you’re required to make.

If your plan allows you to increase your contributions, contact your employer’s payroll office to change contributions from your salary.

If you’re a My Super member, simply contact us to set up a direct debit and make regular contributions directly.

When you leave your employer, you don’t need to withdraw from NZRT; we'll normally transfer your membership to My Super.

My Super is your own personal plan within NZRT that allows you to continue to save for your retirement.

My Super is a flexible and convenient plan with benefits including: 

  • a wide range of investment options, including both diversified and single sector funds
  • ability to make regular or one off lump sum contributions (minimum amount of $50.00 per contribution)
  • 24/7 online access using My AMP to monitor your savings
  • access to your savings whenever you like (minimum withdrawal amounts apply).

To find out more about My Super, download the latest NZRT Product Disclosure Statment.

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Understand more about investments

Learn about the New Zealand Retirement Trust

Find out more

Explore some investment options

Find out more about the AMP KiwiSaver Scheme

Learn more
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Important information

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AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme') and the New Zealand Retirement Trust (NZRT). The Supervisor is The New Zealand Guardian Trust Company Limited.

For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet or NZRT Product Disclosure Statement and NZRT Fund Update Booklet which have been lodged on the Scheme's offers register entry at

While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your Adviser, on request and free of charge.