With the introduction of 16 new funds, and with 28 investment options in total, taking control of your retirement savings has never been easier. The AMP KiwiSaver Scheme gives you unprecedented control, and the flexibility to help you choose the investment mix that works for you.
Whether you’re new to KiwiSaver or a sophisticated investor, we’ve got the right choice for you. Try our "Find out what
AMP KiwiSaver Scheme funds suit you" tool.
Savings are invested for you
If you prefer that AMP takes care of your investment strategy, you could choose Lifesteps.
Lifesteps is an innovative programme that allocates your savings to the fund that corresponds with your age, adjusting automatically to reduce the potential for investment losses as you get closer to retirement.
Access, monitor and control
Keeping an eye on your AMP KiwiSaver Scheme investment is easy with the My AMP online portal and the My AMP app. You can see the balance of your investment, monitor its performance and access your account on the move, 24 hours a day, seven days a week.
We’ll also give you the opportunity to monitor your investment through our regular email newsletter, Making Plans. In addition to displaying up to date balance information, Making Plans features useful resources and information that will help you make the most of your investment as your circumstances change.
Take advantage of Lifesteps – a hassle-free investment strategyShow more
The Lifesteps Investment Programme (Lifesteps) automatically allocates savings to the fund that matches your age over time. This means your savings are invested in the most appropriate fund for a typical investor your age.
When you’re younger, you can generally accept more unpredictable investment returns, in exchange for the potential to earn greater returns over the long term.
However, as you get older you have less time to recover any losses before needing your retirement savings. Lifesteps aims to reduce the potential for investment losses as you age.
Types of contributionsShow more
There are a few different ways you can contribute to your savings with the AMP KiwiSaver Scheme. These can include:
- deductions from your pay (via PAYE)
- regular payments via direct debit
- lump-sum payments via internet banking direct to AMP or via Inland Revenue.
For PAYE payments you’ll need to select how much of your gross salary or wages to contribute: 3%, 4% or 8%. If you don’t let your employer know, your default rate will be 3%.
Your employer will make deductions at the rate you choose. You may want to check that you are contributing at least $20 a week to ensure that you are contributing enough to get the maximum Member Tax Credit each year.
Find out more about contributing to KiwiSaver.
Important informationShow more
AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.