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Taking control of your KiwiSaver account

Make the most of your savings

With the introduction of 16 new funds, and with 28 investment options in total, taking control of your retirement savings has never been easier. The AMP KiwiSaver Scheme gives you unprecedented control, and the flexibility to help you choose the investment mix that works for you.

Whether you’re new to KiwiSaver or a sophisticated investor, we’ve got the right choice for you. Try our "Find out what 
AMP KiwiSaver Scheme funds suit you
" tool.

Savings are invested for you

If you prefer that AMP takes care of your investment strategy, you could choose Lifesteps.

Lifesteps is an innovative programme that allocates your savings to the fund that corresponds with your age, adjusting automatically to reduce the potential for investment losses as you get closer to retirement.

Find out more about Lifesteps.

Take control of your savings

If taking control of your retirement savings is more your style, select a fund that suits you. Choose from four fund types:

  • Diversified Funds - blend a number of asset classes together, like fixed interest and shares.
  • Responsible Investment Funds - diversified funds with a sustainable focus. 
  • Goals-based Funds- aim to deliver a specific investment outcome. 
  • Single Sector Funds - invest in one particular asset class, for instance, property, equity or cash.

You can split your investment across seven investment options.

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Access, monitor and control

Keeping an eye on your AMP KiwiSaver Scheme investment is easy with the My AMP online portal and the My AMP app. You can see the balance of your investment, monitor its performance and access your account on the move, 24 hours a day, seven days a week.

Login to My AMP

We’ll also give you the opportunity to monitor your investment through our regular email newsletter, Making Plans. In addition to displaying up to date balance information, Making Plans features useful resources and information that will help you make the most of your investment as your circumstances change.

The Lifesteps Investment Programme (Lifesteps) automatically allocates savings to the fund that matches your age over time. This means your savings are invested in the most appropriate fund for a typical investor your age.

When you’re younger, you can generally accept more unpredictable investment returns, in exchange for the potential to earn greater returns over the long term.

However, as you get older you have less time to recover any losses before needing your retirement savings. Lifesteps aims to reduce the potential for investment losses as you age.

There are a few different ways you can contribute to your savings with the AMP KiwiSaver Scheme. These can include:

  • deductions from your pay (via PAYE)
  • regular payments via direct debit
  • lump-sum payments via internet banking direct to AMP or via Inland Revenue.

For PAYE payments you’ll need to select how much of your gross salary or wages to contribute: 3%, 4% or 8%. If you don’t let your employer know, your default rate will be 3%.

Your employer will make deductions at the rate you choose. You may want to check that you are contributing at least $20 a week to ensure that you are contributing enough to get the maximum Member Tax Credit each year.

Find out more about contributing to KiwiSaver.

There are a few different ways you can contribute to your savings with KiwiSaver. These can include: •	deductions from your pay (via PAYE) •	regular payments via direct debit [link to direct debit form] •	lump-sum payments via internet banking direct to AMP or via Inland Revenue.  For PAYE payments you’ll need to select how much of your gross salary or wages to contribute: 3%, 4% or 8%. If you don’t let your employer know, your default rate will be 3%.  Your employer will make deductions at the rate you choose. You may want to check that you are contributing at least $20 a week to ensure that you are contributing enough to get the maximum Member Tax Credit each year.  Find out more [Link to: Contributing to your AMP KiwiSaver Scheme]

What are the benefits of joining KiwiSaver?

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Important information

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AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.

For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at companiesoffice.govt.nz/disclose.

While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your adviser, on request and free of charge.