AMP KiwiSaver Scheme

Why not join an award winning scheme
Join or switch today

So you’re thinking about joining KiwiSaver, but want to know a little more first?

Why not think about joining the AMP KiwiSaver Scheme, which is currently helping over 225,000 Kiwis save for their retirement, and is looking after $5 billion worth of savings.

The AMP KiwiSaver Scheme might suit you if you’re…

  • looking for flexible options for your savings
  • wanting to invest in an award winning scheme
  • after financial security with a company that’s been helping Kiwis for over 160 years.

Here’s what you get:

  • Easy online access to monitor your savings.
  • The ability to keep investing your savings through your own fund choices or our Lifesteps scheme when you retire.
  • Access to New Zealand’s largest Adviser network.

Find out how to manage your savings

Manage my account

Map out your first home or retirement adventure

Whether you're on a journey for your first home or retirement, we have a calculator to help you choose the right path.

Let's start now

To be a part of the AMP KiwiSaver Scheme there are a few associated costs, which include:

  • a member fee of $1.95 per month
  • an administration fee and annual management fees (these vary depending on the fund you choose to invest in)

Find out more by downloading the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet.

Join a scheme that grows with you

You can take the hassle out of selecting which fund or funds are right for you by investing in the AMP Lifesteps Investment Programme (Lifesteps).

Lifesteps helps to ensure that you're invested in the fund that will suit your needs at each stage in your life.

Why not join an award winning KiwiSaver scheme?

It’s good to know your savings are being managed in an award-winning scheme. The AMP KiwiSaver Scheme received a 2019 Gold Rating for being a ‘good value for money’ KiwiSaver scheme from SuperRatings, in recognition of its full value offering for customers.

Join or switch today


SuperRatings does not issue, sell, guarantee or underwrite this product.
Go to www.superratings.com.au for details of its ratings criteria.

Need help choosing a fund?

It’s important that you choose the fund or funds that are right for you. This will depend on what your goals are for your savings, how comfortable you are with taking risks, and what stage of life you’re at.

Contact us or talk to an Adviser about how to get started.

Start now

KiwiSaver is designed to be flexible around the way and the amount you contribute, so whether you’re in a permanent job, freelancing, running your own business, or not working at all, there’ll be an option to suit the way you want to save.

You can contribute to the AMP KiwiSaver Scheme via:

  • deductions from PAYE payments through your employer – at a rate of either 3%, 4%, 6%, 8% or 10% of your gross salary or wages
  • regular contributions via direct debit- at a minimum of $50 per payment
  • lump-sum contributions direct to AMP or via Inland Revenue- can be made at any time, but each contribution must be for at least $50.

Find out more about contributing to the AMP KiwiSaver Scheme.

While KiwiSaver is designed to help you save for your retirement, it’s flexible enough to keep up with other changes that could happen in your life.

You can make withdrawals when you reach your qualifying date, however, you may also have other opportunities to use your savings before you retire. Provided you meet the criteria, this might apply to you in the case of:

  • a purchase of your first home
  • significant financial hardship
  • serious illness
  • permanent emigration (not to Australia)
  • withdrawal of Australian retirement savings (from age 60 provided you have retired under Australian law).

If the unthinkable happens and you pass away before you retire, your KiwiSaver savings will be payable to your estate.
Inland Revenue has some rules about how all of these withdrawals work and which types of contributions you can withdraw for different situations.

Find out more about ways to use KiwiSaver.


Get started
Join the AMP KiwiSaver Scheme online now

To sign up for the AMP KiwiSaver Scheme, you can:

  • Sign up with our easy-to-use online application
  • call us on 0800 267 263 (Monday to Friday between 8am to 6pm).
  • Or talk to an Adviser

Join online now
Close up of sand with legs in distance

Join the AMP KiwiSaver Scheme

You could use KiwiSaver to buy your first home

Find out more

Ways to use KiwiSaver

Taking control of your KiwiSaver savings

Find out more
Close up of white feather with brown ends

Important information

Show more

AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.

For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at companiesoffice.govt.nz/disclose.

SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.

While care has been taken to supply information on this website and within the chatbot tool that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission. The content provided is intended to be used as information only and does not constitute personalised advice. Before acting on any of the results provided, we recommend that you seek advice which takes your individual circumstances into account.

A disclosure statement is available from your Adviser, on request and free of charge.