Christmas is one of the best things about living in New Zealand, because we do it like no other country on the planet. Santa in togs and jandals, roast turkey and salad, fresh strawberries on top of auntie’s legendary pavlova - it’s the Kiwi way.
To add some extra cheer to your Christmas, and help you to avoid seasonal glitches, we’ve gathered some tips from the AMP team.
1. Save money with lucky dip Christmas gifts
If you’re having a big Christmas dinner with extended family, which can make gift buying really complicated (and expensive), introduce this ‘lucky dip’ gift solution. Everyone brings a $20 gift that matches their gender and the gifts go into a lucky dip pile. Everyone selects a gift from the lucky dip. With this fun concept the spirit of Christmas giving lives on, but not the massive expense.
2. Chill warm drinks faster
Forgot to put the bubbles or soft drinks in the fridge? Wrap the bottles tightly in a damp tea towel, and then pop them into the freezer. Your fizz will be ice-cold and ready to pour within 20 minutes. And if you do have a little too many and forget it’s in the freezer, the mess is already contained in the tea towel.
3. Remember the pets!
It’s a good idea to fix your Christmas tree to the wall or ceiling, place candles on high shelves and keep electrical cords, ornaments and decorations out of reach from wagging tails and inquisitive paws. Many a decorated tree has taken a tumble after the family cat decided to explore, and you’d be surprised about the number of ‘Benji did it’ house and contents insurance claims we receive!
4. Turn the Christmas tree lights off at night
Not only are you saving your power, there’s less risk of an electrical fire and it helps to deter burglars. If they can’t see your tree and presents, they will probably look elsewhere.
5. Lock up securely before heading to the beach!
Again - don’t let your home be a shopping spree for burglars! The best security is a monitored alarm - this can cost as little as $18 a month. Also, check that your home and contents cover is up to date. That means reviewing all the items you purchased or sold during the year, so that the amount you’re insured for is accurate and any items that need to be specifically stated are noted.
6. Use enough sunscreen
It’s fine to be frugal, except when it comes to sunscreen. If you skimp on the amount you use, you won’t get the full benefit of the SPF factor. Also, check the expiry date on your sunscreen - they don’t last forever. Let’s stay protected and lower the skin cancer rate in New Zealand!
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The information included in this article is of a general nature and is not a substitute for financial or other professional advice. To the extent that the information constitutes advice, it is class advice only. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. For personal financial advice, we recommend you contact your Adviser or if you don't have an Adviser, contact us on 0800 267 263 and we can put you in touch with one. A disclosure statement is available from your Adviser, on request and free of charge.
While care has been taken to supply information in this article that is accurate, none of AMP Services (NZ) Limited or any of its related companies gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.
The AMP branded general insurance product is underwritten by Vero Insurance New Zealand Limited. Please refer to the policy wording for details of cover. It is important to note that limits, excesses, terms, conditions and exclusions apply to the cover outlined. The provision of cover in respect of all AMP branded general insurance product is subject to the underwriting criteria that apply at the time.