Helping Kiwis make a plan for their future
The amount of money you need in retirement may be more than you think, and even the cost of everyday items can quickly add up.
It may seem like a long way off but it's never too early to start planning and thinking about how you can put away a little extra to help you live the life you want in your retirement years.
Take a look at the videos below for some money tips.

Is your KiwiSaver balance
over $15,000?
If so, why not get in touch with Perpetual Guardian who are offering Kiwi's with a balance of more than $15,000 access to a free Will to ensure your hard earned assets go to loved ones in times of need.
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Tools and calculators
Get a little extra help to make informed decisions.
Retirement planner - see whether you're on track financially for the retirement lifestyle you want.
Net worth calculator - getting ahead moneywise means making choices that push your net worth upwards, now and in the future.
Money planner - budgeting tool.
The content on this website is for information only. The information is of a general nature and does not constitute financial advice or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.
A disclosure statement is available from your Adviser, on request and free of charge.