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Your personal insurance options

Never stop protecting what matters most with personal insurance

Always here for you

In 2014, we supported our customers in times of need by making 513 lump sum payments and income protection payments to 237 customers in personal insurance claims. Together, this totalled more than $107m1.

We’ve been helping Kiwi families for over 160 years. Over 600,000 customers already trust AMP with their financial security.

We work with advisers to provide you with comprehensive advice, and a range of cover and premium options that are designed to meet your unique needs. Our claims department has a well-deserved reputation for outstanding customer service, providing support during difficult times.

Types of cover

Life insurance

Financial support to protect what matters most

  • Provide some financial security for your family in the event of your death or diagnosis of a terminal illness
  • Receive a lump sum payment to help your loved ones financially
  • Get assistance with funeral and other related costs

Income protection

Make sure your income is secure, even if you’re unable to work

  • Safeguard your income against illness  or injury affecting your ability to work
  • Receive a monthly benefit of up to 75% of your regular income
  • Continue to meet your monthly expenses if you can’t work

Trauma cover

Financial support when you need it most

  • Protect yourself and your loved ones financially against serious illness or injury
  • Get a lump sum payment to use as you choose
  • Tailor the insurance cover to your own needs

Disability cover

Adapt your lifestyle for the impacts of living with serious disability

  • Financial support in certain cases of serious disablement, including if you’re unable to work ever again due to a disability
  • Get a lump sum payment to financially assist you and your family
  • Choose the right level of cover for you

Health insurance

Get access to the healthcare services you need, when you need them

  • Have more options in accessing services, treatments and drugs that you may not be able to afford otherwise
  • Manage the costs of medical expenses
  • Select from three covers for greater flexibility
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Why do you need personal insurance?

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Learn more about the claims process

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Important information

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1These figures are for AMP’s on-sale life, income protection, trauma and disability products only. Figures for health insurance products and for products which are no longer on sale are excluded.

This information provides a general summary of the key features of the products described and is subject to change without notice. Terms, conditions, criteria, definitions and exclusions apply as set out in the relevant policy document and schedule. In addition, waiting periods, qualifying periods, no claims periods, and/or survival periods may apply. Full details are set out in the policy document and schedule, which is available on request. Applications for cover are subject to approval by AMP Underwriting. 

The content on this website is for information only. The information is of a general nature and does not constitute financial advice or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

A disclosure statement is available from your adviser, on request and free of charge.