2021 – The year you own your financial wellbeing

 

We all want to be better with our money, but it’s difficult to know where to start. Here’s one quick thing you can do each month to get on top of your finances.

Add these reminders to your calendar or jot them down on your brand-new planner so you don’t forget!

January

It’s time to turn your dreams into reality!
Set yourself 1, 5 and 10-year goals. If you’re already working towards something, now’s a great time to review your progress.

Here's a link to find out more about building a plan:
Find out more about building a plan

February

Rest, relax and enjoy a classic Kiwi summer!

If you’re out in the sun, don’t forget to slip, slop, slap and wrap! And if you’re thinking of going on a road trip, don’t forget car insurance!

Choose the right kind of car insurance

March

It’s time to enjoy spending!

One of the secrets to really enjoying the things we buy is knowing we’ve got the important stuff covered, and that’s where budgeting comes in handy.

Check out BetterMoney, the total money management tool designed to help you manage your money life.

April

Thinking about getting on the property ladder this year?

If you've been a member of KiwiSaver for at least three years you may be able to use your savings to help you buy your first property in New Zealand.

Using KiwiSaver for my first home.

May

It’s time to review your fund choice.

Being in the right AMP KiwiSaver Scheme fund can make all the difference in achieving your savings goals. It’s important to choose a fund that might fit you best.

Take a look at what fund suits you best with our KiwiSaver fund quiz tool.

June

Get a top up from the Government

For every dollar you put into your KiwiSaver account, the Government contributes 50 cents (up to $521.43 each year).

Am I eligible for the Government contributions?

Keep in mind that you’ll need to contribute at least $1,043 between 1 July to 30 June each year to get the full amount.

July

Cover up over winter

It takes as little as 5 minutes to get cover for most of the things that mean a lot to you. Some examples include insurance for your home, contents, car, business and travel.

Learn the basics of general insurance

August

Maximising your retirement savings

A key step to maximising your retirement savings is by knowing how much you will have when the time comes.

If you’re not satisfied with where you’re at, making one off or extra contributions regularly could make a significant difference to your retirement savings.

September

Budget review time!

It’s six months since you set your budget. How are you tracking against your goals?
Great work so far, but is there even more you can do?

Here are some tips on budgeting to help you plan ahead and take control of your finances.

October

Getting your PIR right

In addition to the two tips mentioned in August, another way to maximise your retirement savings is by making sure your Prescribed Investor Rate (PIR) is correct. This is important, so you don’t over- or under-pay your PIE tax.

Calculate your Prescribed Investor Rate.

November

Are you on track to achieve your retirement goals?

Take a financial fitness check to help you sort out all that complicated money stuff before the end of year.

Its free and only takes 5 minutes!

Start your financial fitness check now.

December

Enjoy the festive season

You’re on the home stretch now!

Celebrate that you’ve made some great progress on your journey towards owning your financial wellbeing.

Important information

AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.
For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at companiesoffice.govt.nz/disclose.
If you are a NZRT member, download the NZRT Product Disclosure Statement and NZRT Fund Update Booklet, ask your employer for a copy of your member booklet, or speak to your Adviser.
While care has been taken to supply information on this website and within the chatbot tool that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission or change in Government policy or legislation. Past performance is not indicative of future returns.
The content provided is intended to be used as information only and does not constitute personalised advice. To the extent that it constitutes advice, it is class advice only. Before acting on any of the results provided, we recommend that you seek advice which takes your individual circumstances into account. For personal financial advice, we recommend you contact your Adviser. If you don't have an Adviser, contact us on 0800 267 5494 and we can put you in touch with one. A disclosure statement is available from your Adviser, on request and free of charge.