Car insurance

Flexible cover to protect your car

Whether you’re insuring your first-ever car or hunting down a good deal for your family vehicle, we make it easy to choose the right kind of car insurance, easy to get a quote and easy to buy.





Car - Everyday Plus
Car - Everyday Plus

For all the bells and whistles, get a quote or buy Everyday Plus car insurance

Car - Third Party Fire & Theft
Car - Third Party Fire & Theft

For a smart and thrifty policy, get a quote or buy Third Party Fire & Theft car insurance

Car - Third Party Property Damage
Car - Third Party Property Damage

For a basic policy, get a quote or buy Third Party Property Damage car insurance

Contact us
Contact us


Choose your car cover

Everyday Plus
Third Party Fire & Theft
Third Party Property Damage
Cover for accidents, theft, fire, vandalism and storm damage, plus cover for damage to someone else’s vehicle or property caused by your car.
Cover for your vehicle against fire and theft, plus cover for damage to someone else’s vehicle or property caused by your car.
Cover for damage to someone else’s vehicle or property caused by your car.
Damage to your own vehicle
Cover for loss or damage to your car, up to the amount covered in your policy.
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Damage by uninsured drivers
If your car is damaged by a driver who is uninsured, your repairs will be covered, subject to limits in your policy.
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Up to $5,000

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Up to $5,000

Damage by fire and theft
Cover if your car is stolen or damaged by fire – up to a maximum of: Everyday Plus – the amount covered in your policy schedule. Third Party Fire and Theft - the market value of the car or the amount covered in your policy schedule, whichever is less.
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Legal liability for property damage (including legal costs)
Cover for you or anyone you authorise to drive your car for legal liability for loss or damage caused by your car to another person’s car or property.
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Up to $20,000,000

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Up to $20,000,000

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Up to $20,000,000

Lifetime guarantee for approved repairs
The work of approved repairers, quality of materials and workmanship is guaranteed for as long as you own the vehicle.
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Transport to and from repairers
Reasonable transport costs for you to get back home after you drop your car at a mechanic and then back again to collect it when it’s fixed.
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Personal property
Cover for personal items, like your clothes, phone or laptop, that are in your car at the time it is damaged or stolen.
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Up to $500

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Up to $500

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Towing and storage costs
Reasonable costs to tow and store your car if it is damaged and it is not roadworthy or safe to drive, or it needs to be held in storage.
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Emergency travel, accommodation and repairs
If your car has been stolen, or damaged – you’ll have cover for the reasonable costs for emergency repairs and travel costs, and emergency accommodation costs if you’re more than 100km from home.
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Up to $500

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Up to $500

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Hire car after an event
A hire car for up to 14 days if your car can’t be safely driven or is being repaired. If your car’s been stolen, this optional cover adds another 14 days to the 14 days you get with the 'Hire car after theft' benefit.
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Optional. Up to 14 days

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Hire car after theft
Reasonable costs of hiring a car for up to 14 days to help you get around while your claim is settled.
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Up to 14 days

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Up to 14 days

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Trailer cover
Up to $1,000 to repair or replace your trailer if it is damaged or stolen in an insured event while attached to your car.
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Up to $1,000

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Locks and keys
If your car keys are stolen, you’ll have cover for replacement and the cost of recoding the locks in your car.
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Up to $1,000

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Up to $1000

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New for old car replacement
If you purchased your car as new in New Zealand and it suffers loss or damage within one year of the original registration which is accepted as a total loss, you will be able to have it replaced with a new car of the same make and model, if available, or a similar one.
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Less than 1 year old

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Replacement car cover
If you replace your car with another car and let us know within 14 days of getting the replacement, you can usually insure the replacement under the same policy. Additional premium may be payable.
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14 days up to $150,000

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14 days up to $75,000

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14 days up to $75,000

Roadside assistance
You (or the person driving your car) get unlimited call outs for help with breakdowns, if you run out of fuel, need tyre changes, have a flat or faulty battery, or you’ve lost or locked in your keys. You’re also covered for after hours recovery, overnight storage and towing your car to a repairer. You may have to pay for some materials or services.
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Optional

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Need a little help?

Make a claim
Make a claim

We understand that making a claim often comes at a challenging and traumatic time. That’s why we’re here for you every step of the way.

Emergency assistance
Emergency assistance

Available 7 days a week, 24 hours a day.

Contact us on 0800 800 786.

Manage your policy
Manage your policy

Contact us
Contact us

Six things people like about AMP car insurance

Excess options to shrink your premium

You can reduce your premium by increasing your excess (the amount you pay for each event when you make a claim, we sort the rest).

24/7 Emergency assistance

With AMP home and contents insurance, you get access to a 24/7 emergency assistance call centre.

Approved repairers

The work of our approved repairers is guaranteed for as long as you own the vehicle.

Flexible payment options

You have the option to pay your premium fortnightly, monthly or yearly. Simply select the payment option that best suits you when you purchase your insurance online.

An easy claims process

We have an experienced claims team who will support you and keep you updated throughout the journey. Our aim is to make the claims process as easy and clear as possible.

Not quite what you’re looking for?

Need a little help?
Call AMP on 0800 267 263.

An Adviser can talk you through our full suite of products and help tailor your insurance to meet your needs.

Important information

AMP Home, Contents, Car and Landlord insurance are issued and underwritten by Vero Insurance New Zealand Limited. The above is only a summary of some of the cover provided and is for information purposes only. It is important to note that limits, excesses, terms and conditions and exclusions apply to the cover outlined. Please refer to the policy document for details of the cover. The provision of cover is subject to the underwriting criteria that apply at the time.