Compare our KiwiSaver funds

Mix and match funds from some of NZ’s leading investment managers, starting with our fresh sustainable AMP-branded funds with good fees and performance.

Choosing the right KiwiSaver fund/s can add up to tens of thousands of dollars over time. It pays to find out what kind of fund works best for you. With AMP you don’t have to choose only one fund - you can select up to seven funds or set-and-forget with Lifesteps. Easy!

Compare KiwiSaver funds

At AMP we offer dozens of fund options from some of the country’s leading investment managers, all of which align with our sustainability investment philosophy. You can choose to invest in a single fund, or spread your investment across up to seven different funds.

Featuring management fees/fund charges and returns over the last three years, you can use the comparison table below to understand which fund/s might be right for you.

All funds

Fund type:

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Fees (% p.a. estimated)*

Returns (3yr p.a.)*

AMP Aggressive Fund

The fund aims to achieve high returns, to do that there will be some big ups and downs in the value of your balance.

0.79%

5.27%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 5.27%

AMP Australasian Shares Fund

The fund aims to achieve long term capital growth through exposure to shares of companies located in New Zealand and Australia.

0.79%

0.99%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 0.99%

AMP Balanced Fund

The fund aims to achieve medium returns, in exchange there will be some movements up and down in the value of your investments.

0.79%

3.16%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 3.16%

AMP Balanced Fund No. 2

The fund aims to achieve medium returns, in exchange there will be some movements up and down in the value of your investments.

0.79%

3.11%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 3.11%

AMP Cash Fund

The fund aims to achieve modest and stable returns, in exchange there should be no significant short-term movements in the value of your balance.

0.58%

2.62%

Fees (% p.a. estimated)* 0.58%

Returns (3yr p.a.)* 2.62%

AMP Conservative Fund

The fund aims to achieve modest to medium returns, in exchange there may be small up and down movements in the value of your balance.

0.79%

0.91%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 0.91%

AMP Global Fixed Interest Fund

The fund aims to primarily preserve the value of your investment with some capital growth by investing in fixed interest securities issues in bond markets around the world (which may include NZ bond markets).

0.79%

-2.57%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* -2.57%

AMP Growth Fund

The fund aims to achieve medium to high returns, to do that there will be some moderate to big ups and downs in the value of your balance.

0.79%

4.63%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 4.63%

AMP International Shares Fund

The fund aims to achieve long term capital growth through exposure to equities of companies listed on stock exchanges around the world.

0.79%

9.29%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 9.29%

AMP International Shares Fund No. 2

The fund aims to achieve long term capital growth through exposure to equities of companies listed on stock exchanges around the world.

0.79%

9.77%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 9.77%

AMP Moderate Balanced Fund

The fund aims to achieve medium returns, to do that there will be some moderate ups and downs in the value of your balance.

0.79%

2.30%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 2.30%

AMP Moderate Fund

The fund aims to achieve modest to medium returns, in exchange there may be small movements up and down in the value of your balance.

0.79%

1.61%

Fees (% p.a. estimated)* 0.79%

Returns (3yr p.a.)* 1.61%

AMP NZ Fixed Interest Fund

The fund aims to primarily preserve the value of investment with some capital growth by investing predominantly in New Zealand fixed interest assets.

0.80%

-3.00%

Fees (% p.a. estimated)* 0.80%

Returns (3yr p.a.)* -3.00%

ANZ Balanced Growth Fund

The fund invests mainly in share and listed property assets, with some exposure to cash and fixed interest assets.

1.14%

2.93%

Fees (% p.a. estimated)* 1.14%

Returns (3yr p.a.)* 2.93%

ANZ Conservative Fund

The fund invests mainly in cash and fixed interest assets, with a smaller exposure to share and listed property assets.

1.04%

0.28%

Fees (% p.a. estimated)* 1.04%

Returns (3yr p.a.)* 0.28%

ANZ Growth Fund

The fund invests mainly in share and listed property assets, with a smaller exposure to cash and fixed interest assets.

1.24%

3.81%

Fees (% p.a. estimated)* 1.24%

Returns (3yr p.a.)* 3.81%

ANZ Property Fund

The fund aims to achieve long term capital growth through exposure to listed property and other property securities in New Zealand and around the world.

1.09%

0.26%

Fees (% p.a. estimated)* 1.09%

Returns (3yr p.a.)* 0.26%

Mercer Balanced Fund

The fund aims to achieve enhanced longer term returns from the 60% benchmark allocation to growth assets.

1.22%

2.73%

Fees (% p.a. estimated)* 1.22%

Returns (3yr p.a.)* 2.73%

Milford Active Growth Fund

The Fund's objective is to provide annual returns of 10% after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of seven years. It is a diversified fund that primarily invests in equities, with a moderate allocation to fixed interest securities.

1.65%

Fees (% p.a. estimated)* 1.65%

Returns (3yr p.a.)* NA

Milford Aggressive Fund

The Fund's objective is to maximise capital growth after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of ten years. It primarily invests in international equities, with a moderate allocation to Australasian equities.

1.50%

Fees (% p.a. estimated)* 1.50%

Returns (3yr p.a.)* NA

Milford Balanced Fund

The Fund's objective is to provide capital growth after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of five years. It is a diversified fund that primarily invests in equities, with a significant allocation to fixed interest securities.

1.36%

Fees (% p.a. estimated)* 1.36%

Returns (3yr p.a.)* NA

Milford Conservative Fund

The Fund's objective is to provide moderate returns and protect capital returns after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of three years. It is a diversified fund that primarily invests in fixed interest securities, with a moderate allocation to equities.

1.25%

Fees (% p.a. estimated)* 1.25%

Returns (3yr p.a.)* NA

SuperLife Balanced Fund

The fund aims to provide moderate to high total returns allowing for moderate to high movements in value up and down.

1.06%

3.14%

Fees (% p.a. estimated)* 1.06%

Returns (3yr p.a.)* 3.14%

SuperLife Growth Fund

The fund aims to provide high total returns allowing for large movements of value up and down.

1.11%

4.60%

Fees (% p.a. estimated)* 1.11%

Returns (3yr p.a.)* 4.60%

SuperLife Moderate Fund

The fund aims to provide moderate total returns allowing for moderate movements in value up or down.

1.01%

1.39%

Fees (% p.a. estimated)* 1.01%

Returns (3yr p.a.)* 1.39%

* Fees and returns

Three year returns are after total fund charges and before tax, as at 31/03/2024.

Fees shown are the estimated total annual fund charges, expressed as a percentage of the net asset value.

The estimated total annual fund charges comprise a fixed management fee, as well as the estimated costs and expenses incurred in running the fund.

For further details about the fees we charge and how fees are estimated, view our Fees and Other Charges.

Found the right funds for you?

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