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Looking to grow your KiwiSaver?

We can help you reach your big goals in life, whether that's buying your first home or saving for a comfortable retirement.
We're here to help when you need it.

Why people choose AMP

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Proven investment knowledge and expertise

We specialise in investments, retirement savings and insurance. AMP has been a KiwiSaver Scheme provider since KiwiSaver started in 2007.

We have been appointed by the NZ Government as one of nine ‘default’ providers, and we must consistently meet the highest standards for our product and operational practices.

A wide variety of funds and a little help where you need it

The AMP KiwiSaver Scheme offers 28 different investment options to pick from. With AMP you can invest in up to seven of these within your KiwiSaver account, and you can change these selections anytime.

Great online tools

Extra help to help you make informed decisions including a retirement calculator, financial fitness check, fund selector, and more.

When you're an AMP customer you can plan, track, and manage your AMP investments, retirement savings and insurance in one secure online space with MyAMP and BetterMoney.

“I was very satisfied with all my communications with AMP and the way they helped when I needed it.”
– Jill, Paraparaumu, 8/4/20

“Been with AMP since I was 21 , always great service and advice.”
– Patricia, Auckland, 8/4/20


BetterMoney by AMP can help anyone manage their money life.

Now available free and exclusive to MyAMP customers.

Investment details

We’re transforming our AMP KiwiSaver Scheme to make our investment offer even stronger and to make a positive difference for our planet. Find out more here.


Last year (2019) the AMP KiwiSaver Scheme had returns ranging from 9.27% in the AMP Conservative Fund to 22.26% in the AMP Aggressive Fund after fees and before tax. Remembering that past performance doesn’t guarantee future performance.


As a member of the AMP KiwiSaver Scheme you pay a monthly member fee of $1.95 as well as management and administration fees, costs and expenses (which vary depending on the fund/s you choose). To see what this means for each fund, read more below.

Responsible Investing

With more and more Kiwis being invested in KiwiSaver, an increasing number are seeking a better understanding of how and where their savings are being invested and whether they are being invested responsibly.

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How an adviser can help

Using an adviser has some great benefits, from helping you reach your financial goals to future-proofing your finances.


It can be a bit daunting changing KiwiSaver providers.

If you are thinking about changing, here are a few tips we can give you.  

•    The first question you should ask yourself is: “When am I going to need my money?” For most of us KiwiSaver is a long game. The secret to grow your KiwiSaver balance is to be in the fund or funds with the provider that suits your needs.
•    When it comes to choosing the fund or funds with a new KiwiSaver provider, take a look at the features that are offered to you. KiwiSaver members choose which type of fund or funds they put their money into. Some funds are considered higher risk, which generally means higher potential returns over time, but with more ups and downs along the way and a great possibility of a negative return. Others are considered lower risk, which typically deliver more consistent returns yet lower returns. it’s important to be in a fund with a provider that suits your needs.
•    It’s more than just about the fees and returns.  It’s also worth checking out the online tools, mobile apps, advice and regular communication updates you might get from a different KiwiSaver provider.
•    Seeking financial advice is a great way to keep on top of your KiwiSaver savings plan, particularly if you are thinking about changing providers. By getting advice you will find out - how your plan is working (or not) for you, and make some suggested changes, if needed. For any questions or to get advice with your financial planning, call us on 0800 267 5494.

Important information

SuperRating's methodology seeks to cover over 350 individual parts of a KiwiSaver Scheme's offering. AMP is rated gold, a good value for money KiwiSaver Scheme. SuperRatings does not issue, sell, guarantee or underwrite this product. Go to www.superratings.com.au for details of its ratings criteria.
The ratings issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings) for AMP KiwiSaver Scheme (‘Gold’ rating) are as of 15 October 2020. SuperRatings does not guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. Ratings are general advice or class advice only and are not a personalised financial adviser service under the Financial Advisers Act 2008. Ratings have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. Refer to our Financial Services Guide (FSG) for more information . The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and SuperRatings assumes no obligation to update. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit superratings.com.au for ratings information and to access the full report. © 2020 SuperRatings. All rights reserved.

Canstar is Australasia's leading financial research and ratings company that has been around for over 25 years. Canstar evaluates products available to consumers from financial institutions like banking, insurance and Kiwisaver. Their expert researchers analyse every product by comparing prices and features to determine what represents outstanding value. Those products that meet their strict criteria are assigned a value-based star rating.
AMP has been rated with the Canstar 2019 Outstanding Value 5-Star Rating - Conservative KiwiSaver.

AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.
For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at companiesoffice.govt.nz/disclose.

While care has been taken to supply information on this website and within the chatbot tool that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission. The content provided is intended to be used as information only and does not constitute personalised advice. Before acting on any of the results provided, we recommend that you seek advice which takes your individual circumstances into account.
A disclosure statement is available from your Adviser, on request and free of charge.

AMP Services (NZ) Limited is a Qualifying Financial Entity (QFE) meaning it is regulated by the Financial Markets Authority and takes responsibility for the financial Adviser services provided by its employee advisers. AdviceFirst is a Qualifying Financial Entity (QFE) and all AdviceFirst Advisers are nominated representatives of the AdviceFirst QFE.