Say YES to KiwiSaver

Say YES to investing sustainably, healthy returns and lower fees.
Join the AMP KiwiSaver Scheme today.

Say YES to a great retirement.

We're here to help you reach your big goals in life, whether that's buying your first home or saving for a comfortable retirement.  With AMP, a little help can go a long way.
Sustainable investment
Good for the planet.
Good for your balance.
We invest sustainably across our AMP-branded funds¹

Healthy returns
Mix and match funds from six of NZ’s leading investment managers. Starting with our AMP-branded funds with fees of 0.79%¹ ²

A little help
Help the way you want it. Get real answers from Kiwis like you. Simple digital tools. Expert insights & advice.

When you're investing your KiwiSaver money with AMP, you're investing in:


We know sustainable investing performs. Our investment philosophy puts sustainable investing at its core.
We’re committed to making sustainable investment decisions that deliver healthy fund performance, provide better value for money and help create a brighter future for generations to come.

Find out more about sustainable investing and sustainable returns.

Good fees and performance

We use an index investing approach to deliver value and performance over the long-term. We replicate market performance by constructing a well-diversified portfolio and holding it over a long time period. By spreading risk broadly and minimising buying and selling we keep investment costs down and maximise value for our customers.

View our funds fees and performance.

A team who invests alongside you

Trust is of the utmost importance when someone is dealing with your money. Our AMP employees choose to invest in the same funds as our members.

Flexibility and choice

With AMP you don't have to choose only one fund. We have 27 funds to pick from. You can select up to seven funds for free within your KiwiSaver account.
Or if you're not ready to make a choice - AMP offers a KiwiSaver investment plan that automatically updates your fund as life moves on.

View our funds.

Making it easy

The AMP app and online portal ensures you have full visibility over your balance, fund performance and how your money is invested. You can download your annual statements, view your transaction history, change your fund mix or easily get in touch with us. With more exciting features around the corner, MyAMP helps give you more control over your KiwiSaver account.

Read more about MyAMP.

KiwiSaver investment knowledge and expertise

KiwiSaver can feel overwhelming. We’re here to help demystify it all, help you make informed decisions and help you navigate your retirement or first home journey. Get help the way you want it – from talking to our experts to getting online and doing it yourself. We’ve got the toolsguides and people to help you make the most of KiwiSaver.

Subscribe to our newsletter to find out more.

Global expertise

We work with one of the largest global investment teams in the world, BlackRock. Having this expertise working for you can give you the edge you need to reach your retirement goals.

Read the latest investment market commentary.

Saying YES to good

Say YES to investing in good.
Say YES to enjoying a good retirement.
Say YES to a dream first home.
Say YES to AMP.
Come and join 200,000 Kiwis who are investing in a good future with AMP.
Join the AMP KiwiSaver Scheme today.

“I just love the whole package so far… Fast friendly helpful service and I love the app too!.” (Renate, Jun-21)

"Responsive to questions. I like the website and the MyAMP app as a regular interface with my finances." (Oliver, May-21)

Be in to win $1,000

Sign up for our KiwiSaver newsletter to get helpful tips in your inbox and be in to win $1,000! (T&Cs apply)

Top 5 KiwiSaver & NZRT questions answered

Your roadmap to financial wellness

Tips to make the most of your KiwiSaver savings

KiwiSaver top 10 tips

Video: AMP KiwiSaver 101

Video: Is buying a home worth it?

Important information

1. AMP-branded funds refers to funds with the prefix ‘AMP’. These funds will be managed by AMP with support from BlackRock. Funds with the prefix ‘AMP Capital’ will continue to be managed by AMP Capital. Refer to the product tables here to see which funds are adopting AMP’s sustainable investment approach.
2:.The 0.79% fee applies to AMP-branded funds, except for the AMP Cash Fund which has a lower fee of 0.59%, the AMP Default Fund which has an even lower fee of 0.39%, and except for the AMP Balanced Fund No. 3. The 0.79% fee is the estimated total annual fund charge, which is expressed as a percentage of the net asset value. It comprises a fixed management fee and the estimated costs and expenses incurred in running the fund. Please consult the Product Disclosure Statement and the Fees and Other Charges document for the relevant product for full details about applicable fees.

The information included on this website is of a general nature and does not constitute financial or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. For financial advice, we recommend you contact your Adviser. If you don’t have an Adviser, contact us on 0800 267 5494.
While care has been taken to ensure that the information in this communication is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in anyway, including from any error or omission.
All forms of investment involve risk. None of AMP, The New Zealand Guardian Trust Company Limited or any other person or entity guarantees the performance of the AMP KiwiSaver Scheme or any investment in the AMP KiwiSaver Scheme (including the returns on that investment). Past performance is not indicative of future performance. Returns over different periods may differ.
AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme.
For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at

3. SuperRating's methodology seeks to cover over 350 individual parts of a KiwiSaver Scheme's offering. AMP is rated gold, a good value for money KiwiSaver Scheme. SuperRatings does not issue, sell, guarantee or underwrite this product. Go to for details of its ratings criteria.
The ratings issued by SuperRatings Pty Ltd ABN 95 100 192 283 AFSL 311880 (SuperRatings) for AMP KiwiSaver Scheme (‘Gold’ rating), are as of 23 November 2021. SuperRatings does not guarantee the data or content contained herein to be accurate, complete or up-to-date, and it will not have any liability for its use or distribution. Ratings are not financial advice for the purposes of the Financial Markets Conduct Act 2013. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. SuperRatings uses objective criteria and receives a fee for publishing awards. Visit for ratings information and to access the full report. ©2021 SuperRatings. All rights reserved.

Canstar is Australasia's leading financial research and ratings company that has been around for over 25 years. Canstar evaluates products available to consumers from financial institutions like banking, insurance and KiwiSaver. Their expert researchers analyse every product by comparing prices and features to determine what represents outstanding value. Those products that meet their strict criteria are assigned a value-based star rating.
AMP has been rated with the Canstar 2019 Outstanding Value 5-Star Rating - Conservative KiwiSaver.