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Investment options

We’ve been helping Kiwis invest for over 160 years.
No matter what your goal, timeframe or comfort level is, we’ve got something to suit your needs.

Discover our investment options

No matter what your goal is, or how long you have to get there, we’ve got a range of investment options to help you achieve the retirement you deserve.


When it comes to KiwiSaver, knowing where to start can be overwhelming. That's why we're here with the expert help you’ll need. If you're looking for good fees, healthy performance, choices and a little help along the way check out the AMP KiwiSaver Scheme.

Managed Funds

Put your money to work with AMP Managed Funds. A smart, easy, low-cost way to invest with no minimum investment and no fixed term. Invest a little more in your future now.

AMP launch Term Deposits

Term Deposits

We're excited to announce the newest addition to our offering, Term Deposits provided by Heartland Bank. Term deposits provide a low risk, reliable way to grow your money, and help you work towards achieving your financial goals.

Australian Superannuation Transfers

Transfer your savings from your Australian super fund to the Kiwi equivalent: a KiwiSaver account. Transferring to an AMP KiwiSaver account gives you easy access, full visibility, greater control, less admin and its tax free.

UK Pension Transfers (QROPS)

Transferring your retirement savings from the UK can help you to consolidate your assets, making it easier to control and manage your savings.

Workplace Savings

New Zealand Retirement Trust (NZRT), our flexible workplace-based retirement savings scheme, is designed to help you save for a more comfortable retirement.


AIT Investment Trust is for investors working with an adviser that want an effective investment portfolio without the hassle of the day-to-day research, decision making or administration.


If you’re looking for a tailored and flexible investment option that offers specialised, professional advice and online access to monitor your savings, then WealthView could be right for you.

Investment returns and unit pricing

AMP offers access to dozens of different funds, so you can be sure to find the right combination to suit your investment needs. Take a look at the short and long-term performance of our wide range of funds.

AMP KiwiSaver Scheme
AMP KiwiSaver Scheme

NZ Retirement Trust (NZRT)
NZ Retirement Trust (NZRT)

AMP Managed Funds
AMP Managed Funds

AMP Investment Trust (AIT)
AMP Investment Trust (AIT)

SIP PRP AMP Personal Retirement Plans (SIP PRP)
SIP PRP AMP Personal Retirement Plans (SIP PRP)

SIP - Insurance Bonds
SIP - Insurance Bonds

Key things to think about when it comes to investing

Know your goals

Knowing what you’re saving towards is the first step to reaching your goals.

You’ll need to know:
- What you’re saving for
- How much you’ll need
- How long you’ll need to save to get there

Invest or pay off debt?

When deciding what’s best for you, it’s important to think about any debts you may have and decide whether it’s better to pay off your debts rather than investing your savings.

To work this out, you’ll need to:
- Calculate the interest that your debts will accumulate over time
- Compare this with the interest your investments could provide
- Decide which one is better to put your money toward