Source: Morningstar monthly KiwiSaver Survey*
Strong returns + low fees
Our AMP Growth Fund has delivered 14.7% in 3-year returns as at 30 September 2025, consistently beating the average investment returns for KiwiSaver funds in the same category across 1, 3, and 5-year returns, a strong result since we changed our investment approach. What's more, our fees are low and we don't charge extra performance fees for strong returns.
This means you get strong returns and lower costs without sacrificing your commitment to sustainability.
View our KiwiSaver performance here
Take control of your savings with help from an expert
Expert guidance can boost your KiwiSaver returns by hundreds of thousands of dollars**. How? A financial adviser will make sure you are in the right fund and are investing just right for you by coming up with a personalised plan for your age and stage of life.
Learn more
Upcoming webinar: A year in review & what's ahead
Friday 12 December, 12:00-12:45pm. Gain insights into market trends and what they could mean for your financial future. Join Aaron Klee, AMP, and Ben Powell, BlackRock, as they wrap up the year and look ahead to 2026.
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* Source: Morningstar monthly KiwiSaver Report as at 30 September 2025 (excluding MAS KiwiSaver Scheme). All returns shown are after fees (except any membership fees charged in dollars, AMP charges $23.40p.a.).
Investing involves risk. No person or entity guarantees the performance or any investment of the AMP KiwiSaver Scheme, AMP Managed Funds, or New Zealand Retirement Trust (“NZRT”), including the returns on that investment. The minimum suggested investment timeframe for the AMP KiwiSaver Scheme Growth Fund is more than 3 years.
** Research Source: FSC - Money & You - August 2020.
AMP KiwiSaver Data Sources: AMP KiwiSaver Scheme Annual Report for the year ended 31 March 2025. Our strong results are a reflection of many things, including how we invest your money. We focus on providing simple, low-cost index funds designed to deliver consistent, long-term returns regardless of short-term ups and downs. We appreciate the trust you place in us as your investment provider, and with over $11 billion under management, it’s a responsibility we take seriously.