Thought you had more in your KiwiSaver account than that?

Need a little help in these uncertain times?

Don’t worry. There’s time to make a plan.


AMP customer?

Here’s the smart way to plan for your retirement.

Not an AMP customer?

Want helpful guidance on how long your KiwiSaver savings will last in retirement?

Will your retirement savings be enough?

A number of choices affect the size of your retirement savings.  The following are steps you can take to ensure you are on the right path.

Check your choice of fund

Your future lifestyle might depend on choosing the right investment fund, so make sure you pick the right one for your needs.  Our quick and easy online quiz here will help you choose which investment fund might be right for you.

Check your contribution rate

The more you put in, the more you get out.  At the very least you want to be putting in $20 a week in order to get the government’s contribution rate of $521 every year.  Talk to your employer about how you can increase your contribution rate.

How long you contribute for

Time can have a big impact on your investment. By starting to save early, you can get your money working hard for you over a longer time.

These are things you can change, so you may wish to consider if your current choices are right for you and your stage of life.  For help to work out what is right for you contact AMP, try out our KiwiSaver calculator, orseek advice from an adviser.

Important information

To see a personalised projected balance in the KiwiSaver statement or My AMP mobile app, a customer needs to meet the three following criteria:
• Be between 18 and 65 years old, and
• Have been an AMP KiwiSaver Scheme member for more than 12 months, and
• Have a projected balance that is more than $1000

The content provided is intended to be used as information only and does not constitute personalised advice. Before acting on any of the information provided, we recommend that you seek advice which takes your individual circumstances into account.

AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.
For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at
The content on this website is for information only. The information is of a general nature and does not constitute financial advice or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. While care has been taken to supply information on this website that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.
A disclosure statement is available from your Adviser, on request and free of charge.