Our funds


Explore all 27 funds and pick the right mix for you.

You can select up to seven different funds to make up your own tailored KiwiSaver portfolio. Alternatively you could select our Lifesteps option which selects a fund based on your age.

All funds

Fund type:

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Conservative
Balanced
Growth
Aggressive

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Name
Fees
Returns
Fees (% p.a. estimated)*
Returns (3yr p.a.)*
AMP Aggressive Fund
The fund aims to achieve high returns, to do that there will be some big ups and downs in the value of your balance.
1.29%
9.61%
Fees (% p.a. estimated)* 1.29%
Returns (3yr p.a.)* 9.61%
AMP Australasian Shares Fund
The fund aims to achieve long term capital growth through exposure to shares of companies located in New Zealand and Australia.
1.14%
12.1%
Fees (% p.a. estimated)* 1.14%
Returns (3yr p.a.)* 12.1%
AMP Balanced Fund
The fund aims to achieve medium returns, to do that there will be some moderate ups and downs in the value of your balance.
1.17%
7.58%
Fees (% p.a. estimated)* 1.17%
Returns (3yr p.a.)* 7.58%
AMP Cash Fund
The fund aims to achieve modest and stable returns, in exchange there should be no significant short-term movements in the value of your balance.
0.6%
0.988%
Fees (% p.a. estimated)* 0.6%
Returns (3yr p.a.)* 0.988%
AMP Conservative Fund
The fund aims to achieve modest to medium returns, in exchange there may be small up and down movements in the value of your balance.
1.0%
4.6%
Fees (% p.a. estimated)* 1.0%
Returns (3yr p.a.)* 4.6%
AMP Default Fund
The fund aims to preserve the value of your investments and achieve modest returns, in exchange there may be small movements in the value of your balance.
0.39%
4.51%
Fees (% p.a. estimated)* 0.39%
Returns (3yr p.a.)* 4.51%
AMP Ethical Balanced Fund
The fund combines financial analysis with a sustainability focus. The fund aims to provide real returns of around 5% per annum over the medium to long term. The underlying fund has been certified by the Responsible Investment Association of Australasia (RIAA).
1.35%
7.96%
Fees (% p.a. estimated)* 1.35%
Returns (3yr p.a.)* 7.96%
AMP Global Multi-Asset Fund
This is a diversified fund that aims to generate a positive return above inflation and actively respond to market conditions with a flexible approach to investing.
1.7%
2.88%
Fees (% p.a. estimated)* 1.7%
Returns (3yr p.a.)* 2.88%
AMP Growth Fund
The fund aims to achieve medium to high returns, to do that there will be some moderate to big ups and downs in the value of your balance.
1.18%
9.18%
Fees (% p.a. estimated)* 1.18%
Returns (3yr p.a.)* 9.18%
AMP Income Generator Fund
The fund aims to provide a gross fixed monthly income in excess of bank deposit rates, along with a positive return on capital over the long term.
1.13%
6.92%
Fees (% p.a. estimated)* 1.13%
Returns (3yr p.a.)* 6.92%
AMP International Fixed Interest Fund
The fund aims to primarily preserve the value of your investment with some capital growth by investing in fixed interest securities issues in bond markets around the world (which may include NZ bond markets).
0.96%
3.0%
Fees (% p.a. estimated)* 0.96%
Returns (3yr p.a.)* 3.0%
AMP International Shares Fund
The fund aims to achieve long term capital growth through exposure to equities of companies listed on stock exchanges around the world (which may include the NZ stock exchange for this fund).
1.21%
10.73%
Fees (% p.a. estimated)* 1.21%
Returns (3yr p.a.)* 10.73%
AMP Moderate Balanced Fund
The fund aims to achieve medium returns, to do that there will be some moderate ups and downs in the value of your balance.
1.16%
6.58%
Fees (% p.a. estimated)* 1.16%
Returns (3yr p.a.)* 6.58%
AMP Moderate Fund
The fund aims to achieve modest to medium returns, in exchange there may be small movements up and down in the value of your balance.
1.11%
5.68%
Fees (% p.a. estimated)* 1.11%
Returns (3yr p.a.)* 5.68%
AMP NZ Fixed Interest Fund
The fund aims to primarily preserve the value of investment with some capital growth by investing predominantly in New Zealand fixed interest assets.
0.82%
3.12%
Fees (% p.a. estimated)* 0.82%
Returns (3yr p.a.)* 3.12%
AMP Passive International Shares Fund
The fund aims to achieve long term capital growth primarily through exposure to a passively managed portfolio of equities of companies listed on international stock exchanges (which may include the NZ stock exchange for this fund).
0.88%
12.89%
Fees (% p.a. estimated)* 0.88%
Returns (3yr p.a.)* 12.89%
AMP Property Fund
The fund aims to achieve long term capital growth through exposure to listed property and other property securities in New Zealand and around the world.
1.2%
9.71%
Fees (% p.a. estimated)* 1.2%
Returns (3yr p.a.)* 9.71%
ANZ Balanced Growth Fund
The fund invests mainly in share and listed property assets, with some exposure to cash and fixed interest assets.
1.18%
9.47%
Fees (% p.a. estimated)* 1.18%
Returns (3yr p.a.)* 9.47%
ANZ Conservative Fund
The fund invests mainly in cash and fixed interest assets, with a smaller exposure to share and listed property assets.
1.07%
5.26%
Fees (% p.a. estimated)* 1.07%
Returns (3yr p.a.)* 5.26%
ANZ Growth Fund
The fund invests mainly in share and listed property assets, with a smaller exposure to cash and fixed interest assets.
1.28%
10.51%
Fees (% p.a. estimated)* 1.28%
Returns (3yr p.a.)* 10.51%
ASB Balanced Fund
The fund aims to provide moderate to high total returns with a negative return expected less than one in every five years.
1.09%
7.58%
Fees (% p.a. estimated)* 1.09%
Returns (3yr p.a.)* 7.58%
ASB Growth Fund
The fund aims to provide high total returns with a negative return expected less than one in every four years.
1.14%
8.85%
Fees (% p.a. estimated)* 1.14%
Returns (3yr p.a.)* 8.85%
ASB Moderate Fund
The fund aims to provide moderate returns with a negative return expected less than one in every seven years.
1.04%
5.29%
Fees (% p.a. estimated)* 1.04%
Returns (3yr p.a.)* 5.29%
Mercer Balanced Fund
The fund aims to achieve enhanced longer term returns from the 55% benchmark allocation to growth assets.
1.34%
7.35%
Fees (% p.a. estimated)* 1.34%
Returns (3yr p.a.)* 7.35%
Nikko AM Balanced Fund
The fund aims to both optimise investment returns and to minimise the risks of investment loss, and to preserve the capital value of investing funds over the longer term in real terms.
1.41%
7.59%
Fees (% p.a. estimated)* 1.41%
Returns (3yr p.a.)* 7.59%
Nikko AM Conservative Fund
The fund aims to minimise the risk of investment loss while optimising investment returns and to preserve the capital value of invested funds over the long term in real terms.
1.16%
5.62%
Fees (% p.a. estimated)* 1.16%
Returns (3yr p.a.)* 5.62%
Nikko AM Growth Fund
The fund aims to provide investors with a portfolio of predominantly growth assets to deliver growth in capital value over the long term.
1.4%
9.31%
Fees (% p.a. estimated)* 1.4%
Returns (3yr p.a.)* 9.31%
* Fees and returns

Three year returns are after total fund charges and before tax, as at 31 March 2021.
Fees shown are the estimated total annual fund charges, expressed as a percentage of the net asset value.
A member fee of $23.40 per annum is also charged per investor. You’ll be charged $1.95 per month even if you choose more than one fund. Different fees may apply for specific employer arrangements and will be set out in a member booklet or supplement.
For further details about the fees we charge and how fees are estimated, view our Fees and Other Charges.

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More financial information

Performance updates

Current and past returns for all funds - returns shown for periods of 1m-10y (where available)

Unit prices

The latest available data on unit prices for funds

Quarterly fund updates

A detailed view of each fund over a quarterly period

Important information

AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.
For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at companiesoffice.govt.nz/disclose.
Please note that investment in the Scheme carries risk and we recommend that you read the entire Product Disclosure Statement and Fund Update Booklet to help you assess the risk of investing in the Scheme.
Underlying assets of some of the investment funds comprised in the Scheme will rise and fall in value and returns may (with exceptions) from time to time be negative. Depending on the particular investment fund and the length of time for which an investor has invested, it is possible that an investor may receive less than the initial investment on withdrawal.
While care has been taken to supply information on this website that is accurate, none of AMP Wealth Management New Zealand Limited, the Supervisor, the underlying fund managers, any of their related companies, their directors, the Crown or any other person guarantees the Scheme, any investment in the Scheme, or any returns on an investment in the Scheme, or gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission. Past performance is not indicative of future performance and is not guaranteed by any party. Returns over different periods may differ.
A disclosure statement is available from your Adviser, on request and free of charge.