Compare our KiwiSaver funds


Mix and match funds from some of NZ’s leading investment managers, starting with our fresh sustainable AMP-branded funds with good fees and performance.


Choosing the right KiwiSaver fund/s can add up to tens of thousands of dollars over time. It pays to find out what kind of fund works best for you. With AMP you don’t have to choose only one fund - you can select up to seven funds or set-and-forget with Lifesteps. Easy!

Compare KiwiSaver funds


At AMP we offer dozens of fund options from some of the country’s leading investment managers, all of which align with our sustainability investment philosophy. You can choose to invest in a single fund, or spread your investment across up to seven different funds.

Featuring management fees/fund charges and returns over the last three years, you can use the comparison table below to understand which fund/s might be right for you.

All funds

Fund type:

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Conservative
Balanced
Growth
Aggressive

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Name
Fees
Returns
Fees (% p.a. estimated)*
Returns (3yr p.a.)*
AMP Aggressive Fund
The fund aims to achieve high returns, to do that there will be some big ups and downs in the value of your balance.
0.77%
3.99%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 3.99%
AMP Australasian Shares Fund
The fund aims to achieve long term capital growth through exposure to shares of companies located in New Zealand and Australia.
0.77%
0.11%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 0.11%
AMP Balanced Fund
The fund aims to achieve medium returns in exchange there will be some movements up and down in the value of your investments.
0.77%
2.54%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 2.54%
AMP Balanced Fund No. 2
The fund aims to achieve medium returns in exchange there will be some movements up and down in the value of your investments.
0.77%
2.51%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 2.51%
AMP Cash Fund
The fund aims to achieve modest and stable returns, in exchange there should be no significant short-term movements in the value of your balance.
0.57%
3.40%
Fees (% p.a. estimated)* 0.57%
Returns (3yr p.a.)* 3.40%
AMP Conservative Fund
The fund aims to achieve modest to medium returns, in exchange there may be small up and down movements in the value of your balance.
0.77%
1.09%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 1.09%
AMP Global Fixed Interest Fund
The fund aims to primarily preserve the value of your investment with some capital growth by investing in fixed interest securities issues in bond markets around the world (which may include NZ bond markets).
0.77%
-2.30%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* -2.30%
AMP Growth Fund
The fund aims to achieve medium to high returns, to do that there will be some moderate to big ups and downs in the value of your balance.
0.77%
3.55%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 3.55%
AMP International Shares Fund
The fund aims to achieve long term capital growth through exposure to equities of companies listed on stock exchanges around the world.
0.77%
7.31%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 7.31%
AMP International Shares Fund No. 2
The fund aims to achieve long term capital growth through exposure to equities of companies listed on stock exchanges around the world.
0.77%
7.43%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 7.43%
AMP Moderate Balanced Fund
The fund aims to achieve medium returns, to do that there will be some moderate ups and downs in the value of your balance.
0.77%
1.92%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 1.92%
AMP Moderate Fund
The fund aims to achieve modest to medium returns, in exchange there may be small movements up and down in the value of your balance.
0.77%
1.46%
Fees (% p.a. estimated)* 0.77%
Returns (3yr p.a.)* 1.46%
AMP NZ Fixed Interest Fund
The fund aims to primarily preserve the value of investment with some capital growth by investing predominantly in New Zealand fixed interest assets.
0.78%
-1.61%
Fees (% p.a. estimated)* 0.78%
Returns (3yr p.a.)* -1.61%
Mercer Balanced Fund
The fund aims to achieve enhanced longer term returns from the 60% benchmark allocation to growth assets.
1.20%
1.95%
Fees (% p.a. estimated)* 1.20%
Returns (3yr p.a.)* 1.95%
Milford Active Growth Fund
The Fund’s objective is to provide annual returns of 10% after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of seven years. It is a diversified fund that primarily invests in equities, with a moderate allocation to fixed interest securities.
1.64%
NA
Fees (% p.a. estimated)* 1.64%
Returns (3yr p.a.)* NA
Milford Aggressive Fund
The Fund’s objective is to maximise capital growth after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of ten years. It primarily invests in international equities, with a moderate allocation to Australasian equities.
1.49%
NA
Fees (% p.a. estimated)* 1.49%
Returns (3yr p.a.)* NA
Milford Balanced Fund
The Fund’s objective is to provide capital growth after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of five years. It is a diversified fund that primarily invests in equities, with a significant allocation to fixed interest securities.
1.35%
NA
Fees (% p.a. estimated)* 1.35%
Returns (3yr p.a.)* NA
Milford Conservative Fund
The Fund’s objective is to provide moderate returns and protect capital returns after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of three years. It is a diversified fund that primarily invests in fixed interest securities, with a moderate allocation to equities.
1.24%
NA
Fees (% p.a. estimated)* 1.24%
Returns (3yr p.a.)* NA
SuperLife Balanced Fund
The fund aims to provide moderate to high total returns with a negative return expected less than one in every five years.
1.05%
2.47%
Fees (% p.a. estimated)* 1.05%
Returns (3yr p.a.)* 2.47%
SuperLife Growth Fund
The fund aims to provide high total returns with a negative return expected less than one in every four years.
1.10%
3.36%
Fees (% p.a. estimated)* 1.10%
Returns (3yr p.a.)* 3.36%
SuperLife Moderate Fund
The fund aims to provide moderate returns with a negative return expected less than one in every seven years.
1.00%
1.30%
Fees (% p.a. estimated)* 1.00%
Returns (3yr p.a.)* 1.30%
*Fees and Returns
Three year returns are after total fund charges and before tax, as at 31 August 2024. Past performance is not indicative of future performance. Fees shown are the estimated total annual fund charges, expressed as a percentage of the net asset value. The estimated total annual fund charges comprise a fixed management fee, as well as the estimated costs and expenses incurred in running the fund. For further details about the fees we charge and how fees are estimated, view Other Material Information.

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