We’re currently in the process of updating our KiwiSaver calculator to reflect the KiwiSaver Updates announced in Budget 2025. Please read and review our KiwiSaver calculator assumptions for further information. For now, the calculator does not include all the changes effective from 1 July 2025. If you have questions or would like assistance understanding how these changes may affect you, please get in touch.

KiwiSaver calculator

  • home Planning for your retirement
  • home Saving for your first home

Plug in your numbers and we'll get calculating!

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This calculator uses assumptions based on the information you provide. It does not constitute advice. Information about the methodology and how the calculator works can be found by clicking the appropriate heading below. The results are not guaranteed to any person and before acting on any of the results provided, we recommend that you seek advice which takes your individual circumstances into account.

This calculator is intended as a guide only and does not constitute investment advice. While care has been taken to ensure the information supplied is accurate no person accepts any liability for any loss or damage arising out of the use of this calculator. Results do not reflect actual returns and are not predictions of future returns (which are subject to investment and other risks, including loss of income and principal invested). Returns are not guaranteed by any person and fees are subject to change.

Investing in the AMP KiwiSaver Scheme is subject to risk, which includes the potential for you to lose income and any amounts invested. When using this calculator, you should have regard to your particular objectives, needs and financial situation. This calculator and the results it produces is intended to be of a general nature only and is not intended to be personalised advice. If necessary we recommend that you seek appropriate professional or financial advice before acting on any of the results provided by this calculator. A disclosure statement is available from your adviser, on request and free of charge.

The AMP KiwiSaver Scheme Retirement calculator can show you :

• Your estimated savings (after fees and taxes) you may have in your KiwiSaver account at your selected retirement age using your inputs and the 'Assumptions' listed below,
• An estimate of your annual income (after fees and taxes) your estimated savings (and NZ Super) may provide you in retirement. NZ Super is by default included in your annual projected income, you can remove NZ Super under 'Other savings/assets' in advanced options,
• A forecast of a deposit that you may be able to save in KiwiSaver for your first home.

It has been designed for New Zealand conditions only.

What we have assumed when calculating your KiwiSaver savings