young woman holding house

Everyday home insurance

Basic house insurance cover for theft, temporary accommodation and major events

Key Benefits

Legal liability


Cover for your legal liability to pay for loss or damage to someone else’s property, or bodily injury to other people. This is up to a maximum of $2,000,000 for property damage and $1,000,000 for bodily injury.


Retaining walls


We will pay for loss or damage to your retaining walls provided they have the appropriate local authority permit, consent or certificate. The maximum we will pay is $50,000.

Temporary accommodation


When an insured event results in damage to your home making it unliveable, costs for temporary accommodation are covered for up to 12 months, with the most paid for under this benefit being 10% of the home sum insured. This benefit is paid in addition to the home sum insured.

This is a summary only. See the policy document for the full list of benefits, terms and conditions for this cover.
Compare home insurance cover with Everyday Plus.

Add-on Benefits

Accidental damage

A smart optional extra, this benefit covers you for accidental loss or damage to your home.

Motor burnout

This covers the burning out or fusing of electric motors in household equipment or appliances that are part of the home and covers the cost to repair or replace them.


SumExtra provides extra financial help at claim time where loss or damage is caused by natural disaster or any cause other than natural disaster.


Get a home insurance quote


Sort out your house insurance today to enjoy the piece of mind of knowing you and your home are covered.


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Important information

AMP Home, Contents, Car and Landlord insurance are issued and underwritten by Vero Insurance New Zealand Limited. The above is only a summary of some of the cover provided and is for information purposes only. It is important to note that limits, excesses, terms and conditions and exclusions apply to the cover outlined. Please refer to the policy document for details of the cover. The provision of cover is subject to the underwriting criteria that apply at the time.