Car insurance

Flexible cover to protect your car

Whether you’re insuring your first-ever car or hunting down a good deal for your family vehicle, we make it easy to choose the right kind of car insurance, easy to get a quote and easy to buy.

Choose your car cover

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Bells and whistles Everyday Plus

Cover for accidents, theft, fire, vandalism and storm damage, plus cover for damage to someone else’s vehicle or property caused by your car.

Who is this good for?

People who own newer cars, high-value vehicles or family wagons.

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Smart and thrifty Third Party Fire & Theft

Cover for your vehicle against fire and theft, plus cover for damage to someone else’s vehicle or property caused by your car.

Who is this good for?

People with older or less-fancy cars.

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The basicsThird Party Property Damage

Cover for damage to someone else’s vehicle or property caused by your car.

Who is this good for?

People with older cars who simply need to get from A to B.

Legal liability for property damage (including legal costs) Legal liability for property damage (including legal costs) Cover for you or anyone you authorise to drive your car for legal liability for loss or damage caused by your car to another person’s car or property. Up to $20,000,000 Up to $20,000,000 Up to $20,000,000
Damage to your own vehicle Damage to your own vehicle Cover for loss or damage to your car, up to the amount covered in your policy.
Damage by fire and theft Damage by fire and theft Cover if your car is stolen or damaged by fire – up to a maximum of:
  • Everyday Plus – the amount covered in your policy schedule.
  • Third Party Fire and Theft - the market value of the car or the amount covered in your policy schedule, whichever is less.
Damage by uninsured drivers Damage by uninsured drivers If your car is damaged by a driver who is uninsured, your repairs will be covered, subject to limits in your policy. Up to $5,000 Up to $5,000
New for old car replacement New for old car replacement If you purchased your car as new in New Zealand and it suffers loss or damage within one year of the original registration which is accepted as a total loss, you will be able to have it replaced with a new car of the same make and model, if available, or a similar one. Less than 1 year old
Personal property Personal property Cover for personal items, like your clothes, phone or laptop, that are in your car at the time it is damaged or stolen. Up to $500 Up to $500
Hire car after theft Hire car after theft Reasonable costs of hiring a car for up to 14 days to help you get around while your claim is settled. Up to 14 days Up to 14 days
Emergency travel, accommodation and repairs Emergency travel, accommodation and repairs If your car has been stolen, or damaged – you’ll have cover for the reasonable costs for emergency repairs and travel costs, and emergency accommodation costs if you’re more than 100km from home. Up to $500 Up to $500
Want to read the fine print? Policy Document Policy Document Policy Document
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Not quite what you’re looking for?

An adviser can talk you through our full suite of products and help tailor your insurance to meet your needs.

Already have an existing policy?

You can take a look at our policy documents here.

5 things to like about AMP car insurance

Excess options to shrink your premium

You can reduce your premium by increasing your excess (the amount you pay for each event when you make a claim, we sort the rest).

24/7 Emergency assistance

With AMP car insurance, you get access to a 24/7 emergency assistance call centre that helps you to solve problems on the spot.

Approved repairers

The work of our approved repairers is guaranteed for as long as you own the vehicle.

Flexible payment options

You have the option to pay your premium fortnightly, monthly or yearly. Simply select the payment option that best suits you when you purchase your insurance online.

We make the claims process easy

We have an experienced claims team who will support you and keep you updated throughout the journey. Our aim is to make the claims process as easy and clear as possible.

Important information

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AMP Home, Contents, Car and Landlord insurance are issued and underwritten by Vero Insurance New Zealand Limited. The above is only a summary of some of the cover provided and is for information purposes only. It is important to note that limits, excesses, terms and conditions and exclusions apply to the cover outlined. Please refer to the policy document for details of the cover. The provision of cover is subject to the underwriting criteria that apply at the time.

A disclosure statement is available from your adviser, on request and free of charge.