Are you ready to start your KiwiSaver adventure?

Whether you’re saving for your first home or retirement this calculator helps to plan your journey. See how a few simple changes today could make for a better tomorrow.

First, tell us your name
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Hi , what do you want to explore today?

Plot your route

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If you select 'No' we will estimate your projected KiwiSaver balance based on an employer and employee contribution of 3% each.

Before we show you your KiwiSaver journey please read the below...

This calculator uses assumptions, and based on the information you provide, gives an indication of how much you may have in your KiwiSaver account, at retirement or for your first home withdrawal, depending on your chosen goal. You can find out more about the methodology and assumptions used, and how the calculator works, by clicking the appropriate heading below.

The calculator provides information only and does not constitute personalised advice. Before acting on any of the results provided, we recommend that you seek advice which takes your individual circumstances into account.

Plot your route

3%
$0
3%
3%

Before we show you your KiwiSaver journey please read the below...

This calculator uses assumptions, and based on the information you provide, gives an indication of how much you may have in your KiwiSaver account, at retirement or for your first home withdrawal, depending on your chosen goal. You can find out more about the methodology and assumptions used, and how the calculator works, by clicking the appropriate heading below.

The calculator provides information only and does not constitute personalised advice. Before acting on any of the results provided, we recommend that you seek advice which takes your individual circumstances into account.

Will I have enough to buy my house?

There's still some work to do, but it’s never too late to get back on track
What can I do to help reach my destination?

There are many ways for you to close this gap. Explore your options below to see how changing your contributions, changing your target deposit, or reviewing your investment options could impact your savings goal.

Great progress, keep going
What can I do to help reach my destination?

There are many ways for you to close this gap. Explore your options below to see how changing your contributions, changing your target deposit, or reviewing your investment options could impact your savings goal.

Target reached: Congratulations, it looks like you're on track to reach your destination!

However, this is only part of your KiwiSaver journey. Go back to the start of the journey to see what your KiwiSaver balance might be in retirement.

Explore your options

Try changing your contributions, your target deposit or investment options to see the impact.

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Balanced
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Simple tips and strategies to help you reach your goals.

Will I have enough in retirement?

There's still some work to do, but it's never too late to get on track

You can view the estimated shortfall per year below.

What can I do to help reach my destination?

Explore your options below to see how changing your contributions, your retirement lifestyle, retiring later or reviewing your investment options could impact how much money you’ll have in retirement.

Great progress, keep going

You can view the estimated shortfall per year below.

What can I do to help reach my destination?

Explore your options below to see how changing your contributions, your retirement lifestyle, retiring later or reviewing your investment options could impact how much money you’ll have in retirement.

You're nearly there...

What can I do to help reach my destination?

Explore your options below to see how changing your contributions, your retirement lifestyle, retiring later or reviewing your investment options could impact how much money you'll have in retirement.

Target reached: Congratulations, you're on track to reach your destination!

Will this be enough to have the type of retirement lifestyle you want?

Explore your options below:

Switch view:

Will I have enough in retirement?

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Explore your options

Try changing your contributions, desired retirement income or investment options to see the impact.

Desired retirement income: $66,934
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3%
71
Balanced
$0 per year
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4 days a week
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Simple tips and strategies to help you reach your goals.

What’s next?

Need to talk to someone?

You can talk to your Adviser or call us on 0800 267 263, or find an Adviser near you.

A disclosure statement is available from your Adviser on request and free of charge.

Change how your KiwiSaver savings are invested

If you’re an AMP KiwiSaver Scheme customer you can switch your funds by logging into My AMP or contact us on 0800 267 5494. If you would like to join the AMP KiwiSaver Scheme simply complete the online form

Change how much you contribute

To change your contribution rate simply give this form to your employer. They’ll take care of the change for you.