Terms and Conditions

By accessing www.amp.co.nz (the "AMP Website") you agree to be bound by the Terms and Conditions set out below.

To the extent that there is any conflict between the Terms and Conditions of the AMP Website and those of AMP's products and services, the terms and conditions for the specific products and services shall prevail. AMP reserves the right to vary the information on the AMP Website, including these Terms and Conditions, at any time without notice. Your continued use of the AMP Website following any changes to the Terms and Conditions indicates your acceptance of those changes.

AMP

AMP Limited ABN 49 079 354 519 (incorporated in Australia) together with its subsidiaries (the "AMP group of companies") conducts business in New Zealand  through various companies including, amongst others, AMP Life Limited ABN 84 079 300 379 (incorporated in Australia), AMP Services (NZ) Limited, and AMP Wealth Management New Zealand Limited. Unless otherwise specified, references to "AMP", AMP Financial Services", "we, "us" and "our" are references to any and all members of the AMP group of companies. The AMP Website is provided by AMP Services (NZ) Limited

Purpose

The content on the AMP Website, including tools and calculators, is for information purposes only. The information is of a general nature only and does not constitute personalised financial advice or other professional advice. To the extent that any content on the AMP Website constitutes financial advice, it is class advice only. Before taking any action, you should always consider seeking personalised financial advice relevant to your personal circumstances from a financial adviser.

Jurisdiction

These Terms and Conditions and use of the AMP Website are governed by New Zealand law and they are subject to the exclusive jurisdiction of the New Zealand courts. The information on the AMP Website has been prepared in accordance with New Zealand law for the supply of products and services in New Zealand only. Any products and services referred to on the AMP Website are only offered to New Zealand residents living in New Zealand.

Disclaimer

To the maximum extent permitted by law, AMP disclaims all liability or responsibility for any direct or indirect loss or damage that may result from any errors or omissions on the AMP Website, including reliance on information contained on the AMP Website, reliance on the tools and calculators provided on the AMP Website, or access to, or use of, or inability to use, the AMP Website.

While care has been taken to supply information on the AMP Website that is up-to-date and accurate, AMP does not give any guarantee of the accuracy, correctness, adequacy or completeness of such information (including tools and calculators) or its suitability for your intended use. AMP may change the content of the AMP Website (including product and investment information) and these Terms and Conditions at any time without notice.

AMP endeavours to provide the most up-to-date information in our online statements. Please check the online statement date to confirm its current status.

None of AMP, any of its employees or agents, or any other party, guarantees the performance of any of the investment products contained on the AMP Website, gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way from any error or omission. Any projections or predictions or calculations provided by the tools and calculators included on the AMP Website are not guaranteed. For further information about any of the investment products contained on the AMP Website (including fees), you should refer to the investment statement for the relevant investment product or alternatively contact the AMP Customer Contact Centre on 0800 808 267.

Where unit prices are shown, while care has been taken in producing and updating unit price information, investors should check the current unit price with AMP before buying or selling units in any product or otherwise relying on unit price information.

While care has been taken to prevent the introduction of viruses on to the AMP Website, AMP does not guarantee that this website is free from viruses.

AMP does not guarantee the continued availability of the AMP Website or the continuation of any services provided on it.

Customer Acknowledgement and Indemnity

You agree to follow any instructions supplied to you in relation to the use of the AMP Website and you agree not to use, or permit the AMP Website or any part, to be used for any illegal or improper purpose. You agree to indemnify AMP and hold us harmless for any loss incurred or damage suffered by us, our customers or a third party, or for any claim or action which may be brought against us by a customer or third party, which is in any way the result of your use of the AMP Website, or your failure to take all reasonable steps to prevent unauthorised use of the AMP Website.

Links

AMP takes no responsibility for any information contained in any website accessed via a hypertext link from the AMP Website or any other website that is linked to the AMP Website. The content, accuracy and opinions expressed in such websites are not necessarily checked, monitored or endorsed by AMP.

Copyright

AMP or its suppliers own copyright of the information, images, text, screens and web pages appearing on the AMP Website. This includes, but is not limited to, all the AMP Website's content, code, look and feel, text, graphics, logos, button icons, images, audio and video clips and software. It is protected by New Zealand and international copyright law.

The information and materials appearing on the AMP Website may not be copied, modified, published, reposted, reused or used to create a derivative work without the express written permission of AMP.