Compare our KiwiSaver funds


Mix and match funds from some of NZ’s leading investment managers, starting with our fresh sustainable AMP-branded funds with good fees and performance.


Choosing the right KiwiSaver fund/s can add up to tens of thousands of dollars over time. It pays to find out what kind of fund works best for you. With AMP you don’t have to choose only one fund - you can select up to seven funds or set-and-forget with Lifesteps. Easy!

Compare KiwiSaver funds


At AMP we offer dozens of fund options from some of the country’s leading investment managers, all of which align with our sustainability investment philosophy. You can choose to invest in a single fund, or spread your investment across up to seven different funds.

Featuring management fees/fund charges and returns over the last three years, you can use the comparison table below to understand which fund/s might be right for you.

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Fund type:

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Conservative
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Growth
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Name
Fees
Returns
Fees (% p.a. estimated)*
Returns (1yr p.a.)*
A well-diversified portfolio primarily holding growth assets with a low allocation to income assets
0.79%
14.76%
Fees (% p.a. estimated)* 0.79%
Returns (1yr p.a.)* 14.76%
A single sector fund with exposure to equity securities of companies that are based within New Zealand or Australia
0.77%
5.35%
Fees (% p.a. estimated)* 0.77%
Returns (1yr p.a.)* 5.35%
A well-diversified portfolio with a balance of risk through holding growth and income assets
0.79%
10.65%
Fees (% p.a. estimated)* 0.79%
Returns (1yr p.a.)* 10.65%
The fund aims to achieve medium returns, in exchange there will be some movements up and down in the value of your investments.
0.79%
10.68%
Fees (% p.a. estimated)* 0.79%
Returns (1yr p.a.)* 10.68%
A single sector fund which primarily invests in cash and short-term deposits. The fund aims to achieve modest, stable returns with a very low level of investment risk
0.57%
3.76%
Fees (% p.a. estimated)* 0.57%
Returns (1yr p.a.)* 3.76%
A well-diversified portfolio primarily investing in income assets with a conservative allocation to growth assets
0.79%
6.38%
Fees (% p.a. estimated)* 0.79%
Returns (1yr p.a.)* 6.38%
The fund aims to primarily preserve the value of your investment with some capital growth by investing in fixed interest securities issues in bond markets around the world (which may include NZ bond markets).
0.77%
1.57%
Fees (% p.a. estimated)* 0.77%
Returns (1yr p.a.)* 1.57%
A well-diversified portfolio primarily holding growth assets with a lower allocation to income assets
0.79%
12.78%
Fees (% p.a. estimated)* 0.79%
Returns (1yr p.a.)* 12.78%
A managed portfolio of equities of companies listed on international stock exchanges
0.76%
18.06%
Fees (% p.a. estimated)* 0.76%
Returns (1yr p.a.)* 18.06%
A managed portfolio of equities of companies listed on international stock exchanges
0.76%
17.91%
Fees (% p.a. estimated)* 0.76%
Returns (1yr p.a.)* 17.91%
A well-diversified portfolio with an allocation to growth assets that broadly equals the allocation to income assets
0.79%
9.51%
Fees (% p.a. estimated)* 0.79%
Returns (1yr p.a.)* 9.51%
A well-diversified portfolio primarily investing in income assets with a moderate allocation to growth assets
0.79%
8.25%
Fees (% p.a. estimated)* 0.79%
Returns (1yr p.a.)* 8.25%
A single sector fund with exposure to predominantly NZ fixed interest securities
0.78%
3.97%
Fees (% p.a. estimated)* 0.78%
Returns (1yr p.a.)* 3.97%
The fund invests mainly in share and listed property assets, with some exposure to cash and fixed interest assets
1.09%
11.07%
Fees (% p.a. estimated)* 1.09%
Returns (1yr p.a.)* 11.07%
The fund invests mainly in cash and fixed interest assets, with a smaller exposure to share and listed property assets
0.99%
6.08%
Fees (% p.a. estimated)* 0.99%
Returns (1yr p.a.)* 6.08%
The fund invests mainly in share and listed property assets, with a smaller exposure to cash and fixed interest assets
1.14%
12.44%
Fees (% p.a. estimated)* 1.14%
Returns (1yr p.a.)* 12.44%
The fund invests in a wide range of assets which may be suitable for long-term investors who want a diversified investment with exposure to shares, real assets, alternative assets, fixed interest and cash
1.20%
8.59%
Fees (% p.a. estimated)* 1.20%
Returns (1yr p.a.)* 8.59%
The Fund's objective is to provide annual returns of 10% after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of seven years. It is a diversified fund that primarily invests in equities, with a moderate allocation to fixed interest securities.
1.64%
11.50%
Fees (% p.a. estimated)* 1.64%
Returns (1yr p.a.)* 11.50%
The Fund's objective is to maximise capital growth after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of ten years. It primarily invests in international equities, with a moderate allocation to Australasian equities.
1.49%
11.09%
Fees (% p.a. estimated)* 1.49%
Returns (1yr p.a.)* 11.09%
The Fund's objective is to provide capital growth after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of five years. It is a diversified fund that primarily invests in equities, with a significant allocation to fixed interest securities.
1.35%
9.38%
Fees (% p.a. estimated)* 1.35%
Returns (1yr p.a.)* 9.38%
The Fund's objective is to provide moderate returns and protect capital returns after fees, but before tax, cost and expenses, over the minimum recommended investment timeframe of three years. It is a diversified fund that primarily invests in fixed interest securities, with a moderate allocation to equities.
1.24%
6.36%
Fees (% p.a. estimated)* 1.24%
Returns (1yr p.a.)* 6.36%
The fund has a well-diversified portfolio that employs an active approach to asset allocation, with underlying investments predominantly in index tracking funds
1.05%
9.49%
Fees (% p.a. estimated)* 1.05%
Returns (1yr p.a.)* 9.49%
The fund has a well-diversified portfolio that employs an active approach to asset allocation, with underlying investments predominantly in index tracking funds
1.10%
11.41%
Fees (% p.a. estimated)* 1.10%
Returns (1yr p.a.)* 11.41%
The fund has a well-diversified portfolio that employs an active approach to asset allocation, with underlying investments predominantly in index tracking funds
1.00%
7.30%
Fees (% p.a. estimated)* 1.00%
Returns (1yr p.a.)* 7.30%
*Fees and Returns
Three year returns are after total fund charges and before tax, as at 31 August 2025. Past performance is not indicative of future performance. Fees shown are the estimated total annual fund charges, expressed as a percentage of the net asset value. The estimated total annual fund charges comprise a fixed management fee, as well as the estimated costs and expenses incurred in running the fund. For further details about the fees we charge and how fees are estimated, view Other Material Information.

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