Contents insurance

Get the right cover for your things

Whether you’re a uni student with a few gadgets or a family with heaps of stuff, we make it easy to choose the right kind of contents insurance, easy to get a quote and easy to buy.

Contents - Everyday Plus
Contents - Everyday Plus

For a bells-and-whistles policy, get a quote or buy Everyday Plus contents insurance

Contents - Everyday
Contents - Everyday

For a smart and thrifty policy, get a quote or buy Everyday contents insurance


Choose your contents cover

Everyday Plus
Everyday
Cover for accidental damage, theft, temporary accommodation and major events (such as an earthquake, storm, fire or flood).
Cover for theft, temporary accommodation and major events (such as an earthquake, storm, fire or flood).
Contents in commercial storage
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Contents temporarily removed for up to 180 consecutive days
Cover if you temporarily remove your contents to a new temporary address or a bank deposit box.
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Up to 25% of contents Sum Insured

Contents in transit
If you are permanently moving to a new address in New Zealand, you have cover for your contents while they are being moved, for loss or damage caused by fire or flood, or by accident or theft of the vehicle carrying them.
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Food and medication spoilage
Cover for spoilage of refrigerated food, frozen food and refrigerated medicines.
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Up to $1,000

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Up to $500

Jewellery and watches
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$2,500 per item or set up to $10,000 total

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$1,000 per item or set up to $4,000 total

Paintings, pictures, art, antiques, sculptures, ornaments and art objects
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Up to $20,000 each item or set up to $80,000 total

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Up to $10,000 each item or set up to $50,000 total

Portable valuables
Portable valuables are contents that are normally carried with you away from the insured address such as jewellery, handbags, wallets, mobile phones, laptops, tablets, sporting equipment and photography equipment.
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Optional

Vehicle accessories and spare parts
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Up to $1,000

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Up to $500

Visitor's contents
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Up to $1,000

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Up to $500

Home office equipment
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Up to $15,000

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Up to $10,000

Financial transaction card cover
Cover for your losses (less any amount covered by your bank) if your credit or debit cards are stolen from the insured address and used fraudulently.
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Up to $2,500

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Up to $1,500

Identity theft cover
Cover for the reasonable costs you have to pay in trying to re-establish your personal credit history.
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Up to $1,500

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Up to $1,000

Costs to re-establish important documents
For example, replacing jewellery valuations, passports, wills, the land title on your home, driver licenses and marriage and birth certificates.
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Up to $1,000

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Up to $500

Damage for physical injury or incident
We cover damage to and/or soiling of your contents as a result of: physical assaults or death (whether by natural cause, suicide, manslaughter or murder); forensic or police investigations into any physical assault or death.
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Up to $20,000

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Up to $15,000

Fatal injury compensation
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Up to $5,000

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Up to $5,000

Need a little help?

Make a claim
Make a claim

We understand that making a claim often comes at a challenging and traumatic time. That’s why we’re here for you every step of the way.

Manage your policy
Manage your policy

Emergency assistance
Emergency assistance

Contact us
Contact us

Five things people like about AMP contents insurance

Excess options to shrink your premium

You can reduce your premium by increasing your excess (the amount you pay for each event when you make a claim, we sort the rest).

24/7 Emergency assistance

With AMP home and contents insurance, you get access to a 24/7 emergency assistance call centre.

The ability to set your own limits

You can increase the limits for your jewellery and watches, hand-woven rugs, and pictures and paintings to suit your needs.

Flexible payment options

You have the option to pay your premium fortnightly, monthly or yearly. Simply select the payment option that best suits you when you purchase your insurance online.

An easy claims process

We have an experienced claims team who will support you and keep you updated throughout the journey. Our aim is to make the claims process as easy and clear as possible.

Not quite what you’re looking for?

Need a little help?
Call AMP on 0800 267 263.

An Adviser can talk you through our full suite of products and help tailor your insurance to meet your needs.

Important information

AMP Home, Contents, Car and Landlord insurance are issued and underwritten by Vero Insurance New Zealand Limited. The above is only a summary of some of the cover provided and is for information purposes only. It is important to note that limits, excesses, terms and conditions and exclusions apply to the cover outlined. Please refer to the policy document for details of the cover. The provision of cover is subject to the underwriting criteria that apply at the time.