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Comprehensive contents insurance

Our most comprehensive contents insurance cover

Key Benefits

Replacement value


Most of your household contents are insured for replacement value (refer to ‘new for old condition’). We will either repair or replace your damaged item, without deduction for age, wear and tear (we will not pay for better standard, specification or quality).


Food and medication spoilage


If an insured event occurs, we will cover up to $1,000 for spoilage of refrigerated food, frozen food and refrigerated medicines.


Visitors contents


Up to $1,000 cover for the loss or damage to contents owned by visitors a result of an event.


Identity theft


If you are a victim of identity theft, we will pay up to a maximum of $1,500 to re-establish your personal credit history.

Jewellery or watches


These are automatically covered up to $2,500 per item with a maximum of $10,000. If you have items above this value, you have the option to specify them.


Contents in transit


If you are permanently moving to a new address in New Zealand, your contents are covered while they are being moved for loss or damage caused by fire, flood, accident or theft of the vehicle carrying them.


Legal liability


Cover for your legal liability to pay for accidental damage to someone else’s property or bodily injury to other people. This is up to a maximum of $2,000,000 for property damage and $1,000,000 for bodily injury, wherever you are in New Zealand.

This is a summary only. See the policy document for the full list of benefits, terms and conditions for this cover.
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Important information

AMP Home, Contents, Car and Landlord insurance are issued and underwritten by Vero Insurance New Zealand Limited. The above is only a summary of some of the cover provided and is for information purposes only. It is important to note that limits, excesses, terms and conditions and exclusions apply to the cover outlined. Please refer to the policy document for details of the cover. The provision of cover is subject to the underwriting criteria that apply at the time.