Insurance for Students


Student life. It’s an exciting time but also a bit daunting…

We’ve made it easy for you to get the right cover. From can’t-live-without devices to your appliances and furniture, you’re just a few clicks away from getting them insured.


Tech. Not only essential for your studies but your social life too! It’s expensive, highly breakable and prone to theft. 

AMP’s Everyday Contents Insurance can help keep you connected if things go wrong, wherever you are in New Zealand. With AMP you can also include your other belongings, so don’t forget about your bed, desk and any other stuff you own when working out how much cover to get.

Interested? Here's more details
 

  • Specify the tech/electronic items you want insured i.e. laptop, mobile
  • Make sure you select the ‘accidental damage’* option if you want to be covered for accidents like your phone falling into the toilet (you’d be surprised how common this is!)     
  • When working out how much to insure for, remember to include all your other essentials 
     

For a little help, use our handy guide.

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So, what's covered?


The AMP Everyday Contents Insurance (your household contents & personal belongings) covers you for all the major events such as theft, earthquake, storm, fire or flood, plus you can include:

  • Specified Items – there are some household contents items with limits. You can increase by specifying items both at and away from your insured address up to the value you provide to us. This is things like mobile phones, sporting equipment, computers, jewellery, watches and more.
  • Portable valuablesthese are contents that are not specified items, that are normally carried with you away from the insured address which are limited to $1,000 per item, such as phones, sporting equipment, computers, jewellery & watches.
  • Important documents - such as replacing jewellery valuations, passports, wills, the land title on your home, driver licenses, marriage certificates and birth certificates.
  • Financial transaction card cover - losses (less any amount covered by your bank) if your credit or debit cards are stolen from the insured address and used fraudulently.


Find more information on what is covered in our policy document.

Before you buy, check that you're not already covered


Your stuff may already be covered if you:

  • Still live at home and your parents or guardians already have household contents insurance
  • Are in your first year of your studies and are staying in a hall of residence, then your parents'/guardians' contents insurance may already cover you
  • Check with your parents or guardians to see if their insurance already covers your stuff.
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Important information

* The screen or glass of any computer, television set or other type of visual or audio electronic device is not covered.

AMP Home, Contents, Car and Landlord insurance are issued and underwritten by Vero Insurance New Zealand Limited. The above is only a summary of some of the cover provided and is for information purposes only. It is important to note that limits, excesses, terms and conditions and exclusions apply to the cover outlined. Please refer to the policy document for details of the cover. The provision of cover is subject to the underwriting criteria that apply at the time.