friends

Refer a friend


Been recommended by someone you know to join AMP?
Join us, invest $100 and you'll both get another $100 on us!
See more about this offer (including T&Cs) here.

1.   Open an account or speak to one of our friendly AMP Financial Advisers who can help

Open an AMP Managed Funds account online with your friend’s unique referral code. 
 

2.   Be 18+ when you apply

Offer only available to people aged 18 or over.
 

3.   Get $100 on us

Once you’ve joined and invested $100, we’ll top-up both you and your friend's AMP Managed Funds accounts with $100.

 

Why choose AMP?

Sustainable investment
Good for the planet.
Good for your balance.
We invest sustainably across our AMP branded funds.

Healthy returns
Mix and match funds from five sustainably invested, low cost funds to suit your investment goals, risk appetite and timeframe.

A little help
Help the way you want it. Get real answers from Kiwis like you. Simple digital tools. Expert insights & advice.

Good fees and performance


We use an index investing approach to deliver value and performance over the long-term. We replicate market performance by constructing a well-diversified portfolio and holding it over a long time period. By spreading risk broadly and minimising buying and selling we keep investment costs down and maximise value for our customers.

View our funds fees and performance

Sustainability


We know sustainable investing performs. Our investment philosophy puts sustainable investing at its core.
We’re committed to making sustainable investment decisions that deliver healthy fund performance, provide better value for money and help create a brighter future for generations to come.

Find out more about how we invest and perform.

Flexibility and choice


With AMP you don't have to choose only one fund. We have five to pick from. 
View our funds.

A team who invests alongside you


Trust is of the utmost importance when someone is dealing with your money. Our AMP employees choose to invest in the same funds as our members.

Making it easy


The AMP app and online portal ensures you have full visibility over your balance, fund performance and how your money is invested. You can download your annual statements, view your transaction history, change your fund mix or easily get in touch with us. With more exciting features around the corner, MyAMP helps give you more control over your KiwiSaver account.

Read more about MyAMP.

Investment knowledge and expertise


Investing can feel overwhelming. We’re here to help demystify it all, help you make informed decisions and help you navigate your retirement or first home journey. Get help the way you want it – from talking to our experts to getting online and doing it yourself. We’ve got the tools and guides to help you make the most of savings and investments.
 

Global expertise


We work with one of the largest global investment teams in the world, BlackRock. Having this expertise working for you can give you the edge you need to reach your retirement goals.

Read the latest investment market commentary.

Saying YES to good


Say YES to investing in good.
Say YES to enjoying a good retirement.
Say YES to a dream first home.
Say YES to AMP.
Come and join 200,000 Kiwis who are investing in a good future with AMP.
Join AMP today.


“Very easy to manage your funds via the AMP app and your staff are very helpful! I started investing with $5 a week and it's already growing nicely. Thanks for reminding me to invest for my future."
★★★★★
Nico


“Reliable, trustworthy company, friendly, helpful staff and service. AMP give me peace of mind that my money and safe and that my balance is growing."
★★★★★
Steven


“I need my Managed Funds for my first home, AMP made the process as easy as possible and were a great source of advice."
★★★★★
Amy

Frequently-asked questions

What are the terms and conditions?


AMP Managed Funds - Refer a friend promotion - Terms and Conditions


(Last Updated: 1 September 2025) 

  Introduction

1. These terms and conditions (Terms) form the basis of the “AMF Refer a Friend” promotion (Promotion). By participating in the Promotion, you agree to these Terms.

2. The Promotion is being offered by AMP Wealth Management New Zealand Limited, the Manager of the AMP KiwiSaver Scheme and AMP Managed Funds, and its related companies (AMP).

3. In these Terms “you” or “your” refers to the reader, whether a referring member of the AMP Managed Funds and/or AMP KiwiSaver Scheme (Referring Member), a person who receives a referral email/social media message for the AMP Managed Funds in connection with the Promotion (Referee), or any other participant in the Promotion. Who is eligible for the Promotion

4. The Promotion is open to family and friends of a select group of AMP members from 9 September 2025. Subject to any rights of the Referrer or Referee under New Zealand law, the Promoter may cancel, terminate, modify or suspend the Promotion or these Terms and Conditions at any time and for any reason before the end of the Promotional Period and shall not be liable to any entrant, Friend or Referrer for any loss or damage incurred as a result. Any Referrer and Friend that have met the conditions of the Promotion before this termination date shall still be eligible for the Promotion.

5. The Referee must be aged 18 or over at the time of this Promotion for it to be available.

6. The Referee must join the AMP Managed Funds via the AMP website Join form or MyAMP app and include a Referring Member’s promo code. The Promotion is not available via an adviser form, although a Referee can speak with an AMP employed Financial Adviser before joining AMP Managed Funds.

7. The Promotion is only open to Eligible Persons. A person is an Eligible Person if they are a Refereer who is a current member of the AMP Managed Funds or AMP KiwiSaver or if they are a Referring Member who:
i. applies to join the AMP Managed Funds via the AMP website Join form at any time from 9 September 2025 to 9 November 2025 and such application is received by AMP while this Promotion remains open, and provided that the Referring Member’s application is accepted by AMP;
ii. has invested $100 into their AMP Managed Fund during the promotion period;
iii. is one of the first 200 people who use the refer a friend promotion;
iv. is not already a member of AMP Managed Funds Scheme as at 8 September 2025; and
v. is aged 18 or over at the time at which they submit their application to join AMP Managed Funds and is otherwise eligible to be a Managed Funds member.

8. The digital sign up form and Referring Member’s promotion code must be used by the Referee to complete sign up in order for the Referring Member and Referee to be eligible for this Promotion and the form must be submitted by midnight on the final day of the Promotion. Only one Referring Member’s promotional code is able to be submitted on the join form (i.e. there may be no dual/joint referrals).

9. There is no limit to the number of times a Referring Member can refer and receive a $100 contribution provided that each Referee meets the eligibility criteria.

Refer-a-friend contribution and other key terms of the Promotion

10. The Refer-a-friend contribution will be paid into your AMP Managed Funds account only. It will be classified as a voluntary contribution into that account. The Refer-a-friend contribution will not be paid as cash and may not otherwise be redeemed in any other way. It is not exchangeable, negotiable, or transferable to any other person.

11. AMP may, in its absolute discretion and for any reason whatsoever, accept, reject or postpone the processing of any application for membership of AMP Managed Funds. The AMP Managed Funds terms and conditions apply to applications for membership of the AMP Managed Funds. AMP will refund any funds received in respect of rejected applications as soon as practicable, without any interest applied to those funds.

12. AMP reserves the right to extend, change or terminate this Promotion or change these Terms at any time and in its complete discretion. Any revision to these Terms will apply to all applications for membership of the AMP Managed Funds submitted after the date the revised Terms were published.

13. If AMP determines in its sole discretion that you have failed to comply with these Terms in any way, AMP may take any action it considers appropriate, including cancelling and reversing any jumpstart contribution paid into your AMP Managed Funds account, and excluding you from further participation in this Promotion or any future similar promotions AMP may run.

14. In respect of any dispute regarding the Promotion or the payment of the Refer-a-friend contribution to an Eligible Person, AMP’s decision is final.

15. By taking part in the Promotion, you acknowledge that in making this Promotion available to you, AMP has not made any recommendations and has not given any opinions or financial advice as to the suitability of AMP Managed Funds or any if its funds for you (unless you have asked for and received financial advice from one of our AMP Financial Advisers). The information provided in relation to the Promotion is of a general nature and does not constitute financial or other professional advice. You should make your own assessment about whether becoming a member of AMP Managed Funds is suitable for you and seek professional financial advice if you are unsure. Before taking any action you should always seek financial advice or other professional advice relevant to your personal circumstances. For financial advice, we recommend you contact your Adviser or you can speak to one of our AMP employed Financial Advisers. If you do not have an Adviser, contact us on 0800 267 5494 and we can put you in touch with one of our AMP employed Financial Advisers.

16. While care has been taken to ensure that the information provided in relation to the Promotion is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission.

17. AMP, its agents and employees, and any companies related to AMP including AMP Wealth Management New Zealand Limited, are not liable to any person for any loss, damage or liability whatsoever arising from or in conjunction with this Promotion.

18. No claim may be made against AMP, its agents and employees, and any companies related to AMP including AMP Wealth Management New Zealand Limited, in connection with any extension, change or termination AMP may make to any of the Terms of this Promotion.

19. AMP does not accept any responsibility for any tax liability incurred as a result of the contribution being paid into your AMP Managed Funds account.

20. All personal information that you provide to AMP when you apply to join the AMP KiwiSaver Scheme (in order to become an Eligible Person of this Promotion) will be collected, stored and used in accordance with the Privacy Act 2020, AMP’s Privacy Policy, and the terms and conditions of the AMP Managed Funds including your application form.

21. For privacy and confidentiality reasons, we will not disclose to a Referring Member whether a New Member’s application to be a member of the AMP Managed Funds is approved or declined. However, the Referring Member will be aware that one of their Referees has joined AMP Managed Funds.

22. This promotional offer is not valid in conjunction with any other offers or discounts.

How does the join process work?

1. Apply Online
Our online join form makes it quick and easy. We give a little help choosing the right fund at the start of the form and remember to topup by $100. Click here to join with this deal
Remember to apply online using your friend’s AMP promo code so you both get your $100.

2. We take care of the set up
We take care of everything once we have your details confirmed (and made sure you’re you), so you don’t have to.

This usually takes a few weeks so just sit back and relax.

3. You get the deal
Once you join and invest, we’ll pop $100 into both you and your friend’s AMP Managed Funds account and we’ll let you know via email when it’s been done. Easy!

I’d like a little help from a real person who knows their stuff. Help!

If this all seems a little overwhelming and you’d like a little help, you can book a one-off session with one of our friendly Financial Advisers to discuss your savings goals and the most suitable way to approach saving for that goal.



Alternatively you can give us a call on 0800 267 5494 and we’ll connect you to the team.

How do I refer my friend?


Every AMP Managed Funds and KiwiSaver Scheme member has a unique referral code. Share it with your friends so they can use it when they sign up using this form.
 

Where to find your unique referral code
Email

You may have received an email with your referral code.



I've got my code. What's next?


Share your code and the application form link with your friends. When they complete the application form, they'll be asked "Have a promotion code?". They should enter the code and you both get $100 in your Managed Funds account as soon as they've invested their first $100. Easy! Once we've completed the application, we'll top-up your account with $100 and email you both to let you know. 

¹ To find out about fees download the AMP Managed Funds Product Disclosure Statement.