This might suit you if…
- you own or run a commercial farm and want comprehensive rural insurance with a trusted insurer
- you want expert advice from an experienced rural Adviser to tailor-make insurances to suit your farming needs.
Here’s what you get:
- An insurance policy that provides cover for all aspects of your farm.
- Cover for your farm assets, as well as your home, contents, car and boat and offers insurance add-ons for your specific situation.
Ways to save money
By taking three or more sections of our Farm Plan policy you automatically qualify for a package discount.
You can also choose higher excesses to lower your premiums as well as be rewarded with no claim discounts depending on your claim history.
Insuring your farm assets
With AMP’s Farm Plan you can make sure your farm assets are protected. These can include farm buildings, machinery, plant and tools, animal feed (excluding growing crops), general stores such as fertilisers, grain and produce, milk, refrigerated goods and wool.
Some farm assets are automatically covered and others are optional so you can tailor your insurance to suit your needs.
For more detailed information download our Farm Plan brochure.
Liability cover for your needs
Farm Plan provides you with farmer’s liability insurance. This means you might be covered for legal defence costs if anyone is injured or property is damaged, due to your farming operations. Cover includes these key legal liabilities for farmers:
- accidental death or injury to an animal or bird, that doesn’t belong to you, from poisoning
- damage to premises, vehicles or other property that you don’t own or rent, including livestock
- land and water contamination.
Get specific cover with milk insuranceShow more
Farm Plan has made protecting milk easy with a choice of milk packages that cover nearly anything that can happen to your milk. Options are available for risks such as:
- deterioration, including forgetting to turn the vat on
- milk penalties
- failure to collect
- accidental damage to milk, and
- additional costs.
If you need comprehensive milk insurance for your farm talk to one of our rural Advisers and they’ll sort out the best option for you.
Cover in case your farming operations are interruptedShow more
We can cover you if your farm buildings or other farm assets are damaged and this interrupts your farming operations. You can get farming operations interruption insurance to best suit your needs. This includes cover for:
Additional costs - covers you for additional costs up to $20,000 for a maximum of six months, to enable your farming operations to keep going as normal.
Gross profit - cover for your loss of gross profit and we’ll also work with you to minimise loss, such as assisting with funding for movement of stock to get them milked somewhere else.
Loss of income - cover for your loss of farm income if damage to a public utility or to property of your supplier or customer affects your farming operations.
Cover for your home, contents, vehicle and boatShow more
When you’re insured with Farm Plan if your home is damaged or destroyed by an accidental event (which is covered by your policy) we’ll pay for the costs to fully repair or rebuild your home up to the limit of the Sum Insured that you specify.
What’s more, if you’re eligible for SumExtra your home insurance goes further.
Farm Plan provides cover for your personal belongings giving the option of additional cover for when items are taken away from home.
Motor vehicle insurance
Farm Plan provides cover for both your farm and private use vehicles. You can insure your vehicles comprehensively or, for a reduced premium, you may choose Third Party or Third Party Fire and Theft cover.
Farm Plan boat cover provides for repair or replacement of your boat, up to the Sum Insured you nominate.
Other options as part of Farm PlanShow more
Personal income insurance
Farm Plan can cover you for loss of earnings if you’re unable to work due to injury or illness. If you’ve chosen injury cover, a wide range of lump sum benefits are also payable.
Cover if your machinery breaks down
With Farm Plan, farm machinery is covered for full replacement value if it’s less than five years old.
- costs to hire a replacement machine and ordinary freight costs
- labour overtime costs to expedite repairs and express freight costs are covered.
To get a tailored insurance policy for your farm, get in contact with an AMP Adviser today.
Important informationShow more
AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme (the 'Scheme'). The Supervisor of the Scheme is The New Zealand Guardian Trust Company Limited.