Our KiwiSaver funds


Mix and match funds from six of NZ’s leading investment managers, starting with our new sustainable AMP-branded funds¹ with lower fees of 0.79%².

Choosing the right KiwiSaver fund/s can add up to tens of thousands of dollars over time.
It pays to find out what kind of fund works best for you.
With AMP you don’t have to choose only one fund. We have 27 funds to pick from.
You can select up to seven funds for free or set-and-forget with Lifesteps. Easy!

All funds

Fund type:

View All
Conservative
Balanced
Growth
Aggressive

Sort by:

Name
Fees
Returns
Fees (% p.a. estimated)*
Returns (3yr p.a.)*
AMP Aggressive Fund
The fund aims to achieve high returns, to do that there will be some big ups and downs in the value of your balance.
0.79%
8.42%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 8.42%
AMP Australasian Shares Fund
The fund aims to achieve long term capital growth through exposure to shares of companies located in New Zealand and Australia.
0.79%
10.26%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 10.26%
AMP Balanced Fund
The fund aims to achieve medium returns ? in exchange there will be some movements up and down in the value of your investments.
0.79%
6.65%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 6.65%
AMP Balanced Fund No. 2
The fund aims to achieve medium returns ? in exchange there will be some movements up and down in the value of your investments.
0.79%
7.08%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 7.08%
AMP Capital Global Multi-Asset Fund
This is a diversified fund that aims to generate a positive return above inflation and actively respond to market conditions with a flexible approach to investing.
1.6%
3.6%
Fees (% p.a. estimated)* 1.6%
Returns (3yr p.a.)* 3.6%
AMP Capital Income Generator Fund
The fund aims to provide a gross fixed monthly income in excess of bank deposit rates, along with a positive return on capital over the long term.
1.1%
6.7%
Fees (% p.a. estimated)* 1.1%
Returns (3yr p.a.)* 6.7%
AMP Capital Listed Property Fund
The fund aims to achieve long term capital growth through exposure to listed property and other property securities in New Zealand and around the world.
1.15%
9.84%
Fees (% p.a. estimated)* 1.15%
Returns (3yr p.a.)* 9.84%
AMP Capital NZ Fixed Interest Fund
The fund aims to primarily preserve the value of investment with some capital growth by investing predominantly in New Zealand fixed interest assets.
0.78%
1.89%
Fees (% p.a. estimated)* 0.78%
Returns (3yr p.a.)* 1.89%
AMP Cash Fund
The fund aims to achieve modest and stable returns, in exchange there should be no significant short-term movements in the value of your balance.
0.59%
0.68%
Fees (% p.a. estimated)* 0.59%
Returns (3yr p.a.)* 0.68%
AMP Conservative Fund
The fund aims to achieve modest to medium returns, in exchange there may be small up and down movements in the value of your balance.
0.79%
3.99%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 3.99%
AMP Default Fund
The fund aims to preserve the value of your investments and achieve modest returns, in exchange there may be small movements in the value of your balance.
0.39%
3.82%
Fees (% p.a. estimated)* 0.39%
Returns (3yr p.a.)* 3.82%
AMP Global Fixed Interest Fund
The fund aims to primarily preserve the value of your investment with some capital growth by investing in fixed interest securities issues in bond markets around the world (which may include NZ bond markets).
0.79%
3.23%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 3.23%
AMP Growth Fund
The fund aims to achieve medium to high returns, to do that there will be some moderate to big ups and downs in the value of your balance.
0.79%
8.07%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 8.07%
AMP International Shares Fund
The fund aims to achieve long term capital growth through exposure to equities of companies listed on stock exchanges around the world.
0.79%
9.37%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 9.37%
AMP International Shares Fund No. 2
The fund aims to achieve long term capital growth through exposure to equities of companies listed on stock exchanges around the world.
0.79%
11.42%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 11.42%
AMP Moderate Balanced Fund
The fund aims to achieve medium returns, to do that there will be some moderate ups and downs in the value of your balance.
0.79%
5.75%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 5.75%
AMP Moderate Fund
The fund aims to achieve modest to medium returns, in exchange there may be small movements up and down in the value of your balance.
0.79%
4.96%
Fees (% p.a. estimated)* 0.79%
Returns (3yr p.a.)* 4.96%
ANZ Balanced Growth Fund
The fund invests mainly in share and listed property assets, with some exposure to cash and fixed interest assets.
1.14%
9.07%
Fees (% p.a. estimated)* 1.14%
Returns (3yr p.a.)* 9.07%
ANZ Conservative Fund
The fund invests mainly in cash and fixed interest assets, with a smaller exposure to share and listed property assets.
1.03%
5.13%
Fees (% p.a. estimated)* 1.03%
Returns (3yr p.a.)* 5.13%
ANZ Growth Fund
The fund invests mainly in share and listed property assets, with a smaller exposure to cash and fixed interest assets.
1.24%
10.01%
Fees (% p.a. estimated)* 1.24%
Returns (3yr p.a.)* 10.01%
ASB Balanced Fund
The fund aims to provide moderate to high total returns with a negative return expected less than one in every five years.
1.05%
7.06%
Fees (% p.a. estimated)* 1.05%
Returns (3yr p.a.)* 7.06%
ASB Growth Fund
The fund aims to provide high total returns with a negative return expected less than one in every four years.
1.1%
8.34%
Fees (% p.a. estimated)* 1.1%
Returns (3yr p.a.)* 8.34%
ASB Moderate Fund
The fund aims to provide moderate returns with a negative return expected less than one in every seven years.
1.0%
4.67%
Fees (% p.a. estimated)* 1.0%
Returns (3yr p.a.)* 4.67%
Mercer Balanced Fund
The fund aims to achieve enhanced longer term returns from the 60% benchmark allocation to growth assets.
1.25%
6.9%
Fees (% p.a. estimated)* 1.25%
Returns (3yr p.a.)* 6.9%
Nikko AM Balanced Fund
The fund aims to provide investors with a carefully constructed balance of diversified assets in a manner that aims to both optimise investment returns and to minimise the risk of investment loss, and to preserve the capital value of investing funds over the longer term in real terms.
1.35%
7.12%
Fees (% p.a. estimated)* 1.35%
Returns (3yr p.a.)* 7.12%
Nikko AM Conservative Fund
The fund aims to minimise the risk of investment loss while optimising investment returns and to preserve the capital value of invested funds over the long term in real terms.
1.12%
4.94%
Fees (% p.a. estimated)* 1.12%
Returns (3yr p.a.)* 4.94%
Nikko AM Growth Fund
The fund aims to provide investors with a portfolio of predominantly growth assets to deliver growth in capital value over the long term.
1.35%
9.2%
Fees (% p.a. estimated)* 1.35%
Returns (3yr p.a.)* 9.2%
* Fees and returns

Three year returns are after total fund charges and before tax, as at 31 August 2021.
Fees shown are the estimated total annual fund charges, expressed as a percentage of the net asset value.
The estimated total annual fund charges comprise a fixed management fee, as well as the estimated costs and expenses incurred in running the fund.
The estimated total annual fund charges comprise a fixed management fee, as well as the estimated costs and expenses incurred in running the fund.
For further details about the fees we charge and how fees are estimated, view our Fees and Other Charges.

Found the right funds for you?

New to AMP?
Already with AMP and ready to change your fund?

Need a little help choosing a fund?

See which fund might be right for you

Historical returns


Looking for more KiwiSaver returns information? Find our historical returns here as well as unit prices, quarterly fund updates, and periodic disclosure statements.

Important information

1. AMP-branded funds refers to funds with the prefix ‘AMP’. These funds will be managed by AMP with support from BlackRock. Funds with the prefix ‘AMP Capital’ will continue to be managed by AMP Capital. Refer to the product tables here to see which funds are adopting AMP’s sustainable investment approach.
2. The 0.79% fee applies to AMP-branded funds, except for the AMP Cash Fund which has a lower fee of 0.59%, the AMP Default Fund which has an even lower fee of 0.39%, and except for the AMP Balanced Fund No. 3. The 0.79% fee is the estimated total annual fund charge, which is expressed as a percentage of the net asset value. It comprises a fixed management fee and the estimated costs and expenses incurred in running the fund. Please consult the Product Disclosure Statement and the Fees and Other Charges document for the relevant product for full details about applicable fees.
The information included on this website is of a general nature and does not constitute financial or other professional advice. Before taking any action, you should always seek financial advice or other professional advice relevant to your personal circumstances. For financial advice, we recommend you contact your Adviser. If you don’t have an Adviser, contact us on 0800 267 5494.
While care has been taken to ensure that the information in this communication is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in anyway, including from any error or omission.
All forms of investment involve risk. None of AMP, The New Zealand Guardian Trust Company Limited or any other person or entity guarantees the performance of the AMP KiwiSaver Scheme or any investment in the AMP KiwiSaver Scheme (including the returns on that investment). Past performance is not indicative of future performance. Returns over different periods may differ.
AMP Wealth Management New Zealand Limited is the issuer and manager of the AMP KiwiSaver Scheme.
For more information, download a copy of the AMP KiwiSaver Scheme Product Disclosure Statement and Fund Update Booklet, which have been lodged on the Scheme's offers register entry at companiesoffice.govt.nz/disclose.