You can make regular contributions (in addition to those deducted from your salary or wages) to the AMP KiwiSaver Scheme via direct debit.

Direct debits to the AMP KiwiSaver Scheme can be made weekly, fortnightly, four-weekly, monthly or yearly. Each contribution must be for at least $50.

If you’re already a member of the AMP KiwiSaver Scheme, you can set up a new direct debit, or change an existing one online on My AMP or by downloading the Direct Debit Authority and sending it through to us.

Log in to MyAMP

Alternatively, when joining the AMP KiwiSaver Scheme you can complete a Direct Debit Authority (found at the back of the Product Disclosure Statement) and follow the sending instructions at the top of the page.

Download the AMP Kiwisaver Scheme Product Disclosure Statement

You can make lump sum payments via Inland Revenue, or directly to the AMP KiwiSaver Scheme.

Lump sum contributions to your AMP KiwiSaver Scheme account can be made at any time, but each payment must be for at least $50. The exception is if you pay yourself through the PAYE system. In this case the 3% minimum contribution rate applies. Making a lump sum payment via internet banking

After logging into your internet banking service to pay via:

Bill Payment - enter AMP, select ‘AMP KiwiSaver Scheme’ - we are pre-registered so our account details will load automatically Inland Revenue - use the ‘Pay Tax’ or 'IRD Payments' option - select KiwiSaver member account (KSS).

Making a lump sum payment via cheque

Send a cheque to Inland Revenue. Write your IRD number and ‘KSS’ on the back, then post it to:

Inland Revenue PO Box 39 050 Wellington Mail Centre, Lower Hutt 5045.

As long as you’re eligible, for every dollar you put into KiwiSaver the Government will put in 50 cents, up to $521.43 each year.

This is called a Government contribution and it is paid directly into your KiwiSaver account. This is in addition to contributions from you or your employer.

If you’re an employee, and have been a member of KiwiSaver for 12 months or more, you can take a break from contributing to KiwiSaver. You could either take:

• a ‘savings suspension’
• an ‘early savings suspension’ if you’re experiencing some financial difficulty.

You may have noticed there is a delay from when you see a deduction on your payslip and the money being added to your KiwiSaver account. This is partly because the money doesn’t go directly from your employer to AMP.

Your employer will firstly send both your employee contributions from your pay and their contribution through to the IRD. The IRD does a few checks to make sure the right amount goes to the right person, and then sends the money to AMP. They do this regularly for every provider nationwide. It can take around 3 months from receiving your payslip to the money arriving in your KiwiSaver account. If your money is delayed with IRD, you will receive interest, which will be sent through at the same time.

When AMP receives the money from IRD, this is added to your KiwiSaver account within 2-3 days and invested in your chosen fund(s). You can see it has arrived by checking online with My AMP.