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Understanding Investments

Everyone has different aspirations for their money.

We offer a little help to reach your goals with our range of investment options.

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Discover our investment options

No matter what your goal is or how long you have to get there, we’ve got a range of investment options to help you along.

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Our flexible workplace-based retirement savings scheme is designed to help you save for a more comfortable retirement.

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UK pension transfers

Transferring your retirement savings from overseas can help you to consolidate your assets, making it easier to control and manage your savings.

Know your goal

Knowing what you’re saving towards is the first step to reaching your goals.

- You’ll need to know:
- What you’re saving for
- How much you’ll need
- How long you’ll need to save to get there

Invest or pay off debt?

When deciding what’s best for you, it’s important to think about any debts you may have and decide whether it’s better to pay off your debts rather than investing your savings.

To work this out, you’ll need to:
- Calculate the interest that your debts will accumulate over time
- Compare this with the interest your investments could provide
- Decide which one is better to put your money toward
Important information

AMP Wealth Management New Zealand Limited is the manager and issuer of the New Zealand Retirement Trust (NZRT). The Supervisor is the New Zealand Guardian Trust Company Limited.

For more information, download the NZRT Product Disclosure Statement and NZRT Fund Update Booklet, ask your employer for a copy of your member booklet, or speak to your Adviser.

AMP Wealth Management New Zealand Limited is the manager of the AMP Investment Trust (AIT). The Supervisor of AIT is The New Zealand Guardian Trust Company Limited. To find out more about AIT, download the AIT Product Disclosure Statement.

While care has been taken to supply information on this website and within the chatbot tool that is accurate, no entity or person gives any warranty of reliability or accuracy, or accepts any responsibility arising in any way including from any error or omission. The content provided is intended to be used as information only and does not constitute financial advice, unless otherwise specified. Before acting on any of the results provided, we recommend that you seek advice which takes your individual circumstances into account.